646 Cox Dr, Geneva, OH 44041 Property Records

Ashtabula County property record for 646 Cox Dr, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,132 sqft · built 1997
Lot Size	0.523 acres (22,782 sqft)
Owner	Individual Name on Record
Last Sale	$285,900 (Apr 2023)
Tax Bill	$6,364 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-035-00-021-00`

Property Details

APN / Parcel Number

Primary APN	`20-035-00-021-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,132 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	832 sqft
Attic	Attic
Attic Area	576 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	22,782 sqft (0.523 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	150 sqft
Patio Area	132 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	646 COX DR
City	GENEVA
State	OH
Zip	44041-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 CHESTNUT RIDGESUB
Legal Subdivision	CHESTNUT RIDGE SUB
Legal Lot Number	21
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4008
Census Tract	900

Owner

Source: Ashtabula County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	646 COX DR, GENEVA, OH 44041-1574
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2023 · Amount on Record
Deed Sale	Apr 17, 2023 · Amount on Record
Prior Sale	Dec 12, 2007 · Amount on Record
Deed Document Number	20233322
Deed Book / Page	793 / 2165
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Apr 17, 2023
Property Address	646 COX DR, GENEVA, OH 44041-1574
Document Number	0000003322
Book / Page	793 / 2165
Map Reference	VOL 15 PG 90&91
Instrument Date	Apr 3, 2023
Instrument	2023-00003322
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 COX DR, GENEVA, OH 44041-1574

Mortgage

Document Number	0007932167
Date	Apr 17, 2023
Instrument	793/2167

Lender

Name	THE ANDOVER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,364.00 (+69.03%)	$78,020 (-) Land $12,150 Building $65,870	$222,900 (-) Land $34,700 Building $188,200
2023	$3,765.00 (+27.54%) Homeowner's exemption	$78,020 (+29.97%) Land $12,150 Building $65,870	$222,900 (+29.97%) Land $34,700 Building $188,200
2022	$2,952.00 Homeowner's exemption	$60,030 Land $9,350 Building $50,680
2020			$171,500 Land $26,700 Building $144,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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