622 Cox Dr, Geneva, OH 44041 Property Records

Ashtabula County property record for 622 Cox Dr, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,130 sqft · built 1998
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Individual Names on File
Last Sale	$11,500 (Dec 1996)
Tax Bill	$7,826 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`20-035-00-022-00`

Property Details

APN / Parcel Number

Primary APN	`20-035-00-022-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,130 sqft Living Area
Gross Area	3,874 sqft
1st Floor Area	1,184 sqft
Upper Floors Area	592 sqft
Basement Area	354 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	22,695 sqft (0.521 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	606 sqft
Deck Area	16 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	622 COX DR
City	GENEVA
State	OH
Zip	44041-1574
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 CHESTNUT RIDGESUB
Legal Subdivision	CHESTNUT RIDGE SUB
Legal Lot Number	22
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4008
Census Tract	900

Owner

622 Cox Dr is owned and occupied by two individuals who acquired it in December 2023.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	622 COX DR, GENEVA, OH 44041-1574
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 20, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 1996 · Amount on File
Deed Sale	Dec 20, 1996 · Amount on File
Last Transfer Date	Dec 19, 2023
Transfer Doc	0000011477
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	622 COX DR, GENEVA, OH 44041-1574
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 COX DR, GENEVA, OH 44041-1574

Mortgage

Document Number	0000005923
Date	Jul 6, 2023
Book Page	799/177
Instrument	2023-00005923

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	May 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 20, 2023
Property Address	622 COX DR, GENEVA, OH 44041-1574
Document Number	0000011477
Book / Page	810 / 342
Map Reference	VOL 15 PGS 90 AND 91
Instrument Date	Dec 18, 2023
Instrument	2023-00011477
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 COX DR, GENEVA, OH 44041-1574

Tax Assessment & Valuation

The 2025 property tax bill for 622 Cox Dr was $7,826, up 101.4% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,826.00 (+101.39%)	$95,940 (-) Land $12,110 Building $83,830	$274,100 Land $34,600 Building $239,500
2024	$3,886.00 (-7.54%) Homeowner's exemption Senior Citizen's exemption	$95,940 (-) Land $12,110 Building $83,830
2023	$4,203.00 (+31.51%) Homeowner's exemption	$95,940 (+30.04%) Land $12,110 Building $83,830	$274,100 Land $34,600 Building $239,500
2022	$3,196.00 Homeowner's exemption	$73,780 Land $9,310 Building $64,470
2020			$210,800 Land $26,600 Building $184,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 622 Cox Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 622 Cox Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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