646 Concord Cir, Ewing (Trenton), NJ 08618 Property Records

Mercer County and Ewing Township property record for 646 Concord Cir, Ewing, NJ 08618

Property Summary

Property Type	Single Family Home
Details	1,334 sqft · built 1941
Lot Size	0.142 acres (6,181 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Dec 2021)
Tax Bill	$8,531 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-00286-0000-00137`

Property Details

APN / Parcel Number

Primary APN	`02-00286-0000-00137`
Alternative APNs	`020028600137` `01131234`

Interior

Building Area	1,334 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Concrete
Construction Type	Frame
Lot Area	6,181 sqft (0.142 acres)
Lot Dimensions	103 ft deep x 60 ft wide

Location & Zoning

Account Number	01131234
Street Address	646 CONCORD CIR
City	EWING
State	NJ
Zip	08618-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	137-138
Legal Subdivision	JC MCCARTHY CO
Legal Block	286
Legal Lot Number	137
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	1
Census Block	1006
Census Tract	3601

Owner

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 CONCORD CIR, EWING, NJ 08618-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 10, 2018	Deed, Transfer · Conventional Mortgage 1ST CONSTITUTION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	202173679
Deed Book / Page	6467 / 1169
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	646 CONCORD CIR, EWING, NJ 08618-2445
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043214
Date	Jul 19, 2021
Book Page	11640/1837
Instrument	2021043214

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Dec 14, 2021
Property Address	646 CONCORD CIR, EWING, NJ 08618-2445
Document Number	0000073679
Book / Page	6467 / 1169
Instrument Date	Dec 2, 2021
Instrument	2021073679
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 CONCORD CIR, 646, EWING, NJ 08618-2445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CONCORD CIR, EWING, NJ 08618-2445

Mortgage

Document Number	0000073680
Date	Dec 14, 2021
Instrument	2021073680

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Sep 10, 2018
Property Address	646 CONCORD CIR, EWING, NJ 08618-2445
Document Number	0000038836
Book / Page	06340 / 1075
Instrument Date	Aug 24, 2018
Instrument	2018038836
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	NOBLE TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,270.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 MILLERICK AVE, 148, TRENTON, NJ 08648-3602

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 COOROERD CIR, EWING, NJ 00000

Mortgage

Document Number	0000038837
Date	Sep 10, 2018
Book Page	11365/0512
Instrument	2018038837

Lender

Name	1ST CONSTITUTION BANK
Type	Bank
Address	CRANBURY, NJ 08512

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$210,600 (-) Land $62,100 Building $148,500	$210,600 (-) Land $62,100 Building $148,500
2025	$8,531.00 (+3.01%)	$210,600 (-) Land $62,100 Building $148,500	$210,600 (-) Land $62,100 Building $148,500
2024	$8,282.00 (+9.33%)
2023		$210,600 Land $62,100 Building $148,500	$210,600 Land $62,100 Building $148,500
2022	$7,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

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