640 Concord Cir, Ewing (Trenton), NJ 08618 Property Records

Mercer County and Ewing Township property record for 640 Concord Cir, Ewing, NJ 08618

Property Summary

Property Type	Single Family Home
Details	1,676 sqft · built 1942
Lot Size	0.149 acres (6,482 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jul 2012)
Tax Bill	$8,762 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00286-0000-00134`

Property Details

APN / Parcel Number

Primary APN	`02-00286-0000-00134`
Alternative APNs	`020028600134` `01131177`

Interior

Stories	2 Stories
Building Area	1,676 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Colonial
Construction Type	Frame
Lot Area	6,482 sqft (0.149 acres)
Lot Dimensions	108 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	01131177
Street Address	640 CONCORD CIR
City	EWING
State	NJ
Zip	08618-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	J C MC CARTHY CO
Legal Block	286
Legal Lot Number	134
Jurisdiction	MERCER NJ
Township / Civil Division	EWING
Census Block Group	1
Census Block	1006
Census Tract	3601

Owner

640 Concord Cir is owned and occupied by an individual who bought it in July 2012.

Source: Mercer County and Ewing Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	640 CONCORD CIR, EWING, NJ 08618-2445
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2012 · Amount on File
Deed Sale	Jul 5, 2012 · Amount on File
Prior Sale	Jun 21, 2011 · Amount on File
Deed Document Number	201231731
Deed Book / Page	6151 / 780
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	640 CONCORD CIR, EWING, NJ 08618-2445
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026171
Date	May 25, 2022
Book Page	11740/1349
Instrument	2022026171

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	640 CONCORD CIR, EWING, NJ 08618-2445
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	NOT AVAILABLE, PUNCTUAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031567
Date	May 19, 2021
Book Page	11619/1415
Instrument	2021031567

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 640 Concord Cir was $8,762, up 3% from the year before.

Source: Mercer County and Ewing Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Ewing Township
Unified School District	Ewing Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,300 (-) Land $63,000 Building $153,300	$216,300 (-) Land $63,000 Building $153,300
2025	$8,762.00 (+3%)	$216,300 Land $63,000 Building $153,300	$216,300 Land $63,000 Building $153,300
2024	$8,507.00
2023		$212,200 Land $63,000 Building $149,200	$212,200 Land $63,000 Building $149,200
2022	$7,632.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Concord Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1978–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Concord Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum.

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