Clay County property record for 646 Commerce St, West Point, MS 39773 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Details | 10,275 sqft · built 1920 |
| Lot Size | 0.109 acres (4,773 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,092 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C214C 0040000 |
| Primary APN | 083C214C 0040000 |
|---|
| Building Area | 10,275 sqft Finished Area |
|---|---|
| 1st Floor Area | 5,684 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Combination |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,773 sqft |
| Street Address | 646 COMMERCE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-7996 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOT 3 BLK 6 W 3 DB 305/602 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950300 |
Source: Clay County records · APN 083C214C 0040000
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 24365 HIGHWAY 50 W, WEST POINT, MS 39773-4652 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 (-54.86%) | $19,144 (-) Land $2,852 Building $16,292 | $127,625 (-) Land $19,012 Building $108,613 |
| 2024 | $19,144 (+18.44%) Land $2,852 Building $16,292 | $127,625 (+18.44%) Land $19,012 Building $108,613 | |
| 2023 | $2,419.00 (+1.09%) | $16,163 Land $2,852 Building $13,311 | $107,752 Land $19,012 Building $88,740 |
| 2022 | $2,393.00 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280259503003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019, river or lake flooding, Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Point Central City Historic District listed 1982 · 90 contributing resources · NRIS 82003099 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 293 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
| 4-County Fiber | Fiber | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Telapex | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.
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