Clay County property record for 620 Commerce St, West Point, MS 39773 · Last verified June 2026
| Property Type | Commercial |
|---|---|
| Details | 6,793 sqft · built 1920 |
| Lot Size | 0.149 acres (6,525 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $967 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C214C 0070100 |
| Primary APN | 083C214C 0070100 |
|---|
| Building Area | 6,793 sqft Finished Area |
|---|---|
| 1st Floor Area | 6,747 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Combination |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 6,525 sqft |
| Street Address | 620 COMMERCE ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-7996 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LOTS 6 & 7 BLK 6 W 3 DB 311/822 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 14 |
| Legal Block | 6 |
| Legal Lot Number | 6-7 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 950300 |
Source: Clay County records · APN 083C214C 0070100
Assessment roll updated January 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 620 COMMERCE ST, WEST POINT, MS 39773-7996 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 20, 2022 | Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK |
| May 20, 2022 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 620 COMMERCE ST, WEST POINT, MS 39773-7996 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000544/495 |
|---|---|
| Date | May 20, 2022 |
| Book Page | 544/495 |
| Instrument | 2022003017 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 15, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | May 20, 2022 |
| Property Address | 620 COMMERCE ST, WEST POINT, MS 39773-7996 |
| Document Number | 000311/822 |
| Book / Page | 311 / 822 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022003016 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 238 CURTIS ORMAN RD, WEST POINT, MS 39773-5046 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 620 COMMERCE ST, WEST POINT, MS 39773-7996 |
Source: Clay County records · Assessment roll updated January 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $967.00 (-54.37%) | $16,960 (-) Land $1,749 Building $15,211 | $113,066 (-) Land $11,661 Building $101,405 |
| 2024 | $16,960 (+19.77%) Land $1,749 Building $15,211 | $113,066 (+19.77%) Land $11,661 Building $101,405 | |
| 2023 | $2,119.00 | $14,161 Land $1,749 Building $12,412 | $94,406 Land $11,661 Building $82,745 |
Source: FEMA National Flood Hazard Layer, Clay County (28025C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the West Point Central City Historic District listed 1982 · 90 contributing resources · NRIS 82003099 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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