Lake County property record for 646 Clover Valley Rd, Upper Lake, CA 95485
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 0.5 ba · 1,468 sqft · built 1926 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Company Name on File |
| Tax Bill | $362 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 027-201-190-000 |
| Primary APN | 027-201-190-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 0.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,468 sqft Living Area |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 10,890 sqft (0.25 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 027-201-19 |
|---|---|
| Street Address | 646 CLOVER VALLEY RD |
| City | UPPER LAKE |
| State | CA |
| Zip | 95485-9220 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | RICES ADD/UPPER LAKE |
| Legal Block | 1 |
| Legal Lot Number | 9-11 |
| Jurisdiction | LAKE CA |
| Township / Civil Division | UPPER LAKE-NICE |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 100 |
646 Clover Valley Rd is owned by a company that acquired it in March 2011.
Source: Lake County records, as of October 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 276, UPPER LAKE, CA 95485-0276 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 31, 2011 |
| Transfer Doc | 0000004511 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 646 Clover Valley Rd was $362, up 2.8% from the year before.
Source: Lake County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Lake County |
| Unified School District | Upper Lake Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $362.00 (+2.84%) | $27,069 (+1.99%) Land $8,921 Building $18,148 |
| 2025 | $352.00 | $26,540 Land $8,747 Building $17,793 |
| 2023 | $343.00 (-2.28%) | $25,511 Land $8,408 Building $17,103 |
| 2022 | $351.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 646 Clover Valley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Clover Valley Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 76% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| DigitalPath Fixed Wireless | 400 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| 101Netlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Valley Internet Fixed Wireless | 50 / 25 |
| AT&T DSL | 10 / 1 |
May also be available: GeoLinks, Mediacom Xtream.
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