756 Clover Valley Rd, Upper Lake, CA 95485 Property Records

Lake County property record for 756 Clover Valley Rd, Upper Lake, CA 95485

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,707 sqft · built 1975
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$625,000 (Mar 2022)
Tax Bill	$3,302 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-068-180-000`

Property Details

APN / Parcel Number

Primary APN	`004-068-180-000`
Alternative APN	`004-068-18`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,707 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	87,120 sqft
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	004-068-18
Street Address	756 CLOVER VALLEY RD
City	UPPER LAKE
State	CA
Zip	95485-9221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	40-47, PARCEL MAP
Legal Block	1
Jurisdiction	LAKE CA
Township / Civil Division	UPPER LAKE-NICE
Census Block Group	1
Census Block	1007
Census Tract	100

Owner

756 Clover Valley Rd is owned and occupied by an individual who acquired it in June 2022.

Source: Lake County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	756 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9221
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Mar 29, 2022	Grant Deed, Transfer · Commercial Mortgage SECURED INCOME FUND II LLC
Mar 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage REDWOOD CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Deed Document Number	20224362
Last Transfer Date	Jun 6, 2022
Transfer Doc	0000008252
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE CA
Recording Date	Jun 10, 2022
Property Address	756 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9221
Document Number	0000008252
Map Reference	MB 40 PG 47-49
Instrument Date	Jun 6, 2022
Instrument	2022008252
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	756 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9221

Mortgage

Document Number	0000008253
Date	Jun 10, 2022
Instrument	2022008253

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Mar 29, 2022
Property Address	756 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9221
Document Number	0000004362
Map Reference	MB 40 PG 47-49
Instrument Date	Mar 27, 2022
Instrument	2022004362
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	756 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9221

Mortgage

Document Number	0000004364
Date	Mar 29, 2022
Instrument	2022004364

Lender

Name	SECURED INCOME FUND II LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	756 CLOVER VALLEY RD, UPPER LAKE, CA 95485-9221
Document Number	0000004352
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	756 CLOVER VALLEY RD UPPER LAKE CA 954859221, UPPER LAKE, CA 95485-9221

Mortgage

Document Number	0000004352
Date	Apr 8, 2020
Instrument	4352

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 7, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 756 Clover Valley Rd was $3,302, up 1.5% from the year before.

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Lake County
Unified School District	Upper Lake Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,302.00 (+1.48%)	$556,013 (+2%) Land $223,101 Building $332,912
2025	$3,254.00	$545,112 Land $218,727 Building $326,385
2023	$4,159.00 (+64.13%) Disabled Person's exemption Veteran's exemption	$523,947 Land $210,235 Building $313,712
2022	$2,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 756 Clover Valley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 756 Clover Valley Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER LAKE COUNTY WATER DISTRICT serves 989 people · EPA ID CA1710009
Water Source	Groundwater
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
101Netlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Valley Internet Fixed Wireless	50 / 25
AT&T DSL	10 / 1

May also be available: GeoLinks, Mediacom Xtream.

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