Orange County property record for 646 Calle Vicente, San Clemente, CA 92673 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,644 sqft · built 1969 |
| Lot Size | 0.197 acres (8,594 sqft) |
| Owner | Company Name on File |
| Last Sale | $725,000 (Mar 2018) |
| Tax Bill | $8,270 (2025) |
| Deeds & Mortgages | Mar 2023 Reverse Mortgage Jul 2021 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-041-52 |
| Primary APN | 680-041-52 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 8,594 sqft (0.197 acres) |
| Lot Dimensions | 117 ft deep x 72 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 646 CALLE VICENTE |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 5654 BLK LOT 60 |
| Legal Subdivision | TRACT 5654 |
| Legal Tract | 5654 |
| Legal Lot Number | 60 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 42205 |
Source: Orange County records · APN 680-041-52
Assessment roll updated August 6, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 646 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 03, 2023 | Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 12, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Apr 16, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Mar 23, 2018 | Grant Deed, Transfer · Conventional Mortgage CORNERSTONE HM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 23, 2018 · Amount on Record |
| Deed Sale | Mar 23, 2018 · Amount on Record |
| Prior Sale | Dec 03, 2007 · Amount on Record |
| Deed Document Number | 2018103776 |
| Last Transfer Date | Jun 04, 2021 |
| Transfer Doc | 0000446076 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 646 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 646 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902 |
| Document Number | 0000049155 |
|---|---|
| Date | Mar 03, 2023 |
| Instrument | 2023000049155 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.72% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 01, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 12, 2021 |
| Property Address | 646 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902 |
| Document Number | 0000446076 |
| Map Reference | MB 215 PG 36-41 |
| Instrument Date | Jun 04, 2021 |
| Instrument | 2021000446076 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2023 |
| Title Company | NOT AVAILABLE, FNC TITLE OF CALIFORNIA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 646 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902 |
| Document Number | 0000446077 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 2021000446077 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 855 Months |
| Due | Oct 11, 2092 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Apr 16, 2018 |
| Property Address | 646 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902 |
| Document Number | 0000134408 |
| Instrument Date | Apr 11, 2018 |
| Instrument | 134408 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 646 CALLE VICENTE SAN CLEMENTE CA 926732902, SAN CLEMENTE, CA 92673-2902 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 23, 2018 |
| Property Address | 646 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902 |
| Document Number | 0000103776 |
| Instrument Date | Mar 06, 2018 |
| Instrument | 103776 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $797.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34264 CAMINO CAPISTRANO DANA POINT CA 926241168, DANA POINT, CA 92624-1168 |
| Document Number | 103777 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 103777 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 22, 2048 |
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,270.00 (+1.71%) Homeowner's exemption | $824,923 (+4.04%) Land $710,532 Building $114,391 |
| 2024 | $8,131.00 (+2.17%) | |
| 2023 | $7,958.00 (+1.96%) Homeowner's exemption | $792,892 Land $682,942 Building $109,950 |
| 2022 | $7,805.00 |
Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590422053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1980–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2024, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 4,545 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cox Communications | Cable | 2,000 / 100 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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