640 Calle Vicente, San Clemente, CA 92673 Property Records

Orange County property record for 640 Calle Vicente, San Clemente, CA 92673 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,644 sqft · built 1969
Lot Size0.141 acres (6,136 sqft)
Owner2 Company Names on File
Last Sale$655,000 (Jul 2016)
Tax Bill$7,688 (2025)
Deeds & MortgagesSep 2021 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN680-041-49

Property Details

APN / Parcel Number

Primary APN680-041-49

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,644 sqft Living Area
1st Floor Area1,644 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area6,136 sqft (0.141 acres)
Garage Area468 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address640 CALLE VICENTE
CitySAN CLEMENTE
StateCA
Zip92673-2902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 5654 BLK LOT 63
Legal SubdivisionTRACT NO 5654
Legal Tract5654
Legal Lot Number63
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3028
Census Tract42205

Owner

Source: Orange County records · APN 680-041-49

Assessment roll updated August 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 6482, LAGUNA NIGUEL, CA 92607-6482
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALLIANCE WEST MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 20, 2016 · Amount on Record
Deed SaleJul 20, 2016 · Amount on Record
Prior SaleNov 12, 1993 · Amount on Record
Deed Document Number2016329605
Last Transfer DateDec 15, 2022
Transfer Doc0000413303
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address640 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902
Transaction TypeMortgage
Record UpdatedSep 12, 2023
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 6482, LAGUNA BEACH, CA 92607-6482

Mortgage

Document Number0000596987
DateSep 27, 2021
Instrument2021000596987
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address640 CALLE VICENTE, SAN CLEMENTE, CA 92673-2902
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000196600
DateApr 30, 2020
Instrument2020000196600
Lender
NameALLIANCE WEST MORTGAGE
TypeMortgage Company
AddressLAKE FOREST, CA 92630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated August 4, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$775,384 (+2%) Land $634,934 Building $140,450
2025$7,688.00 (+1.69%)$760,181 (+4.04%) Land $622,484 Building $137,697
2024$7,560.00 (+2.16%)
2023$7,400.00 (+1.94%)$730,663 Land $598,312 Building $132,351
2022$7,259.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (06059C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060590422053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1980–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2024, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 4,545 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 370 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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