Okaloosa County property record for 646 Carr Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,457 sqft · built 1976 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Nov 2005) |
| Tax Bill | $3,696 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-5763-6 |
| Primary APN | C56-000-591-5763-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,457 sqft Living Area |
| Gross Area | 3,738 sqft |
| 1st Floor Area | 2,457 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Width | 144 ft Width |
| Garage Type | Attached |
| Garage Area | 532 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 700 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 646 CARR DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-1731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROCKY BAYOU CC EST #2 LOT 40 BLK B |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | ROCKY BAYOU CC EST |
| Legal Block | B |
| Legal Lot Number | 40 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20900 |
646 Carr Dr is owned and occupied by two individuals who bought it in November 2005.
Source: Okaloosa County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 646 CARR DR, NICEVILLE, FL 32578-1731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2005 · Amount on File |
| Deed Sale | Nov 16, 2005 · Amount on File |
| Deed Document Number | 20052279636 |
| Deed Book / Page | 2666 / 4155 |
| Prior Transfer Date | Dec 13, 1999 |
| Prior Transfer Doc | 0001747029 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 646 Carr Dr was $3,696 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,696.00 Homeowner's exemption | $326,172 | $524,070 Land $176,726 Building $347,344 |
| 2023 | $3,495.00 (+2.58%) Homeowner's exemption | $307,748 (+3%) | $499,821 (+5.89%) Land $155,950 Building $343,871 |
| 2022 | $3,407.00 Homeowner's exemption | $298,784 | $472,034 Land $148,524 Building $323,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 Carr Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 81 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 Carr Dr is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures