640 Carr Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 640 Carr Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,634 sqft · built 1979
Lot Size	0.527 acres (22,943 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,133 (Dec 2021)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Jan 2022 Transfer Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-5807-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-5807-1`
Alternative APNs	`03-1S-22-5001-000B-0390` `22S1035001000B0390`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,634 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	2,634 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	22,943 sqft (0.527 acres)
Lot Width	133 ft Width
Garage Type	Attached
Garage Area	621 sqft
Porch	Finished/Open Porch
Porch Area	76 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	640 CARR DR
City	NICEVILLE
State	FL
Zip	32578-1731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LE CHATEAU LOT 39 BLK B
Legal Range	22W
Legal Township	01S
Legal Section	03
Legal Subdivision	LE CHATEAU
Legal Block	B
Legal Lot Number	39
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	4
Census Block	4000
Census Tract	20900

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 CARR DR, NICEVILLE, FL 32578-1731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Intrafamily Transfer, Transfer
Dec 6, 2021	Intrafamily Transfer, Transfer · VA Mortgage NEWREZ LLC
Nov 8, 2021	Correction Deed AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC
Jul 3, 2018	Quit Claim Deed, Transfer Quitclaim
May 22, 2018	Quit Claim Deed, Transfer Quitclaim
May 4, 2018	Quit Claim Deed, Transfer · VA Mortgage DITECH FINANCIAL LLC
Mar 20, 2017	Deed of Trust, Mortgage · Line of Credit MISCELLANEOUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2021 · Amount on Record
Deed Sale	Dec 6, 2021 · Amount on Record
Prior Sale	Jul 3, 2018 · Amount on Record
Deed Document Number	20213510549
Deed Book / Page	3591 / 1901
Last Transfer Date	Jan 5, 2022
Transfer Doc	0035971455
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 5, 2022
Property Address	640 CARR DR, NICEVILLE, FL 32578-1731
Document Number	0035971455
Book / Page	3597 / 1455
Map Reference	MB 5 PG 71&72
Instrument Date	Jan 5, 2022
Instrument	3517879
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 CARR DR, NICEVILLE, FL 32578-1731

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Dec 6, 2021
Property Address	640 CARR DR, NICEVILLE, FL 32578-1731
Document Number	0035911901
Book / Page	3591 / 1901
Map Reference	MB 5 PG 71&72
Instrument Date	Dec 1, 2021
Instrument	3510549
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 CARR DR, NICEVILLE, FL 32578-1731

Mortgage

Document Number	0035911904
Date	Dec 6, 2021
Instrument	3591/1904

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	145 Months
Due	Jan 1, 2034

November 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 8, 2021
Property Address	640 CARR DR, NICEVILLE, FL 32578-1731
Document Number	0035854406
Book / Page	3585 / 4406
Map Reference	MB 5 PG 71&72
Instrument Date	Oct 14, 2021
Instrument	3503621
Record Updated	Nov 25, 2021
Title Company	AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 CARR DR, 640, NICEVILLE, FL 32578-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 CARR DR, NICEVILLE, FL 32578-1731

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 3, 2018
Property Address	640 CARR DR, NICEVILLE, FL 32578-1731
Document Number	0033572446
Book / Page	003357 / 002446
Instrument Date	Jul 2, 2018
Instrument	3217459
Transaction Type	Transfer
Record Updated	Jul 19, 2018

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 CARR DR NICEVILLE FL 325781731, NICEVILLE, FL 32578-1731

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 22, 2018
Property Address	640 CARR DR, NICEVILLE, FL 32578-1731
Document Number	0033510906
Book / Page	003351 / 000906
Instrument Date	May 21, 2018
Instrument	3208609
Transaction Type	Transfer
Record Updated	Jun 21, 2018

Transaction

Amount	Amount Recorded
Tax	$490.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CARR DR NICEVILLE FL 325781731, NICEVILLE, FL 32578-1731

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 4, 2018
Property Address	640 CARR DR, NICEVILLE, FL 32578-1731
Document Number	0033484742
Book / Page	3348 / 4742
Map Reference	MB5 PG71&72
Instrument Date	Apr 25, 2018
Instrument	3205145
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	AMROCK

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CARR DR, NICEVILLE, FL 32578-1731

Mortgage

Document Number	0003205146
Date	May 4, 2018
Instrument	3205146

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2033

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	640 CARR DR, NICEVILLE, FL 32578-1731
Document Number	0032923176
Book / Page	003292 / 003176
Instrument Date	Mar 20, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CARR DR NICEVILLE FL 325781731, NICEVILLE, FL 32578-1731

Mortgage

Document Number	0032923176
Date	Mar 27, 2017
Book Page	003292/003176
Instrument	3125133

Lender

Name	MISCELLANEOUS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (+5.97%) Homeowner's exemption	$253,107 (+5.99%)	$455,197 (+4.22%) Land $160,660 Building $294,537
2023	$2,597.00 (+2.73%) Homeowner's exemption	$238,810 (+3%)	$436,761 (+5.99%) Land $141,773 Building $294,988
2022	$2,528.00 Homeowner's exemption	$231,854	$412,086 Land $135,022 Building $277,064

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carr Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures