646 Canoga Ln, Haslett, MI 48840 Property Records

Ingham County property record for 646 Canoga Ln, Haslett, MI 48840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,112 sqft · built 1989
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$347,500 (Dec 2022)
Tax Bill	$8,512 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-02-02-12-380-003`

Property Details

APN / Parcel Number

Primary APN	`33-02-02-12-380-003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	646 CANOGA LN
City	HASLETT
State	MI
Zip	48840-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Description	LOT 21 BIRD STRAWBERRY FARM ESTATES
Legal Subdivision	BIRD STRAWBERRY FARM ESTATES
Legal Lot Number	21
Legal Unit	21
Jurisdiction	INGHAM MI
Township / Civil Division	MERIDIAN
Census Block Group	3
Census Block	3009
Census Tract	4802

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 CANOGA LN, HASLETT, MI 48840-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Line of Credit LAFCU
Mar 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAFCU
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2022 · Amount on Record
Deed Sale	Dec 21, 2022 · Amount on Record
Prior Sale	Aug 1, 1989 · Amount on Record
Deed Document Number	202243370
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Recording Date	Jul 16, 2026
Property Address	646 CANOGA LN, HASLETT, MI 48840-9768
Document Number	0000019477
Instrument Date	Jul 10, 2026
Instrument	202619477
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CANOGA LN, HASLETT, MI 48840-9768

Mortgage

Document Number	0000019477,
Date	Jul 16, 2026
Instrument	202619477

Lender

Name	LAFCU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 10, 2041

Interest

Rate	5.84%
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INGHAM MI
Property Address	646 CANOGA LN, HASLETT, MI 48840-9768
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 CANOGA LN, HASLETT, MI 48840-9768

Mortgage

Document Number	0000009180
Date	Mar 30, 2026
Instrument	2026-009180

Lender

Name	LAFCU
Type	Credit Union
Address	LANSING, MI 48917

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Apr 1, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.37%
Index	SOFR Average 30-Day
Margin	3
Max Rate	9.37%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INGHAM MI
Recording Date	Dec 21, 2022
Property Address	646 CANOGA LN, HASLETT, MI 48840-9768
Document Number	0000043370
Map Reference	LB 43 PG 17
Instrument Date	Dec 9, 2022
Instrument	2022-043370
Transaction Type	Transfer
Record Updated	Jan 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,606.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	646 CANOGA LN, HASLETT, MI 48840-9768

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5643 BABBITT ST, HASLETT, MI 48840-8414

Mortgage

Document Number	0000043371
Date	Dec 21, 2022
Instrument	2022-043371

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ingham County
County Subdivision	Meridian Charter Township
Unified School District	Haslett Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,800 (+5.09%)	$363,600 (+5.09%)
2025	$8,512.00 (+2.99%) Homeowner's exemption	$173,000 (+21.15%) Land $30,800 Building $142,200	$346,000 (+21.15%) Land $61,600 Building $284,400
2024	$8,265.00 (+66.63%)
2023		$142,800 Land $28,000 Building $114,800	$285,600 Land $56,000 Building $229,600
2019	$4,960.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260
Water Source	Purchased groundwater from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: ACD.net, Verizon, WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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