646 Bristol Ave, Simi Valley, CA 93065 Property Records

Ventura County property record for 646 Bristol Ave, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,379 sqft · built 1978
Lot Size	0.459 acres (20,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$935,000 (Feb 2020)
Tax Bill	$13,291 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`636-0-021-640`

Property Details

APN / Parcel Number

Primary APN	`636-0-021-640`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,379 sqft Living Area
1st Floor Area	1,229 sqft
2nd Floor Area	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	20,008 sqft (0.459 acres)
Lot Dimensions	210 ft deep x 90 ft wide
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	674 sqft
Porch	Porch
Porch Area	25 sqft
Patio Area	320 sqft

Location & Zoning

Street Address	646 BRISTOL AVE
City	SIMI VALLEY
State	CA
Zip	93065-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD1.
Legal Description	TRACT: 227602 LOT: 20 REF: 071MR 034
Legal Subdivision	2276-2
Legal Tract	227602
Legal Block	21
Legal Lot Number	20
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	1
Census Block	1012
Census Tract	7513

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	646 BRISTOL AVE, SIMI VALLEY, CA 93065-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Mar 6, 2019	Deed of Trust, Mortgage · ARM FIREFIGHTERS FIRST CU
Feb 12, 2020	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2020 · Amount on Record
Deed Sale	Feb 12, 2020 · Amount on Record
Prior Sale	Jan 31, 2003 · Amount on Record
Deed Document Number	202019090
Prior Transfer Date	Feb 11, 2010
Prior Transfer Doc	0000022784
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	646 BRISTOL AVE, SIMI VALLEY, CA 93065-5403
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 BRISTOL AVE, SIMI VALLEY, CA 93065-5403

Mortgage

Document Number	0000160188
Date	Aug 30, 2021
Instrument	20210830-00160188

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	646 BRISTOL AVE, SIMI VALLEY, CA 93065-5403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTERN RESOURCES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024409
Date	Mar 6, 2019
Instrument	20190306-00024409

Lender

Name	FIREFIGHTERS FIRST CU
Type	Credit Union
Address	LOS ANGELES, CA 90041

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.12%
Index	1-Year CMT
Max Rate	9.12%

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 12, 2020
Property Address	646 BRISTOL AVE, SIMI VALLEY, CA 93065-5403
Document Number	0000019090
Map Reference	MB 71 PG 34&35
Instrument Date	Jan 9, 2020
Instrument	20200212-00019090
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2628 GALINDO AVE, SIMI VALLEY, CA 93065-4725

Mortgage

Document Number	0000019091
Date	Feb 12, 2020
Instrument	20200212-00019091

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,171,728 (+2%) Land $691,063 Building $480,665
2025	$13,291.00 (+1.13%) Homeowner's exemption	$1,148,753 (+4.04%) Land $677,512 Building $471,241
2024	$13,143.00 (+6.29%)
2023	$12,365.00 (-0.07%) Homeowner's exemption	$1,104,147 Land $651,204 Building $452,943
2022	$12,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA WWD NO. 8 - SIMI VALLEY serves 94,736 people · EPA ID CA5610023
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jan 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Rocket Broadband Fixed Wireless	450 / 100

May also be available: AT&T, Verizon.

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