646 Apache Ln, Lowell, IN 46356 Property Records

Lake County property record for 646 Apache Ln, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,052 sqft · built 1974
Lot Size	0.247 acres (10,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,551 (2024)
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0168-0002`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0168-0002`
Alternative APNs	`45-19-22-426-001.000-038` `290401680002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,052 sqft Living Area
Family Room	Family Room

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,800 sqft (0.247 acres)
Lot Dimensions	144 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010-29-04-0168-0002
Old Parcel Number	290401680002
Street Address	646 APACHE LN
City	LOWELL
State	IN
Zip	46356-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS UNIT NO. 8 LOT 2
Legal Subdivision	INDIAN HEIGHTS #8
Legal Lot Number	2
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3016
Census Tract	43401

Owner

Source: Lake County assessment roll, APN 010-29-04-0168-0002, as of July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	646 APACHE LN, LOWELL, IN 46356-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 18, 2015
Deed Sale	Mar 18, 2015
Prior Sale	Jan 18, 2013
Deed Document Number	2015 014973
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll as of July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$227,000 (+12.88%) Land $33,500 Building $193,500	$227,000 (+12.88%) Land $33,500 Building $193,500
2024	$1,551.00 (+11.42%)
2023		$201,100 (+6.63%) Land $33,500 Building $167,600	$201,100 (+6.63%) Land $33,500 Building $167,600
2022	$1,392.00	$188,600 Land $33,500 Building $155,100	$188,600 Land $33,500 Building $155,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (18089C), as of October 16, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180890434013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 249 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IN5245029, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.