640 Apache Ln, Lowell, IN 46356 Property Records

Lake County property record for 640 Apache Ln, Lowell, IN 46356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1974
Lot Size	0.231 acres (10,080 sqft)
Owner	Individual Name on Record
Tax Bill	$3,417 (2024)
Deeds & Mortgages	Dec 2021 Transfer Aug 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-29-04-0168-0001`

Property Details

APN / Parcel Number

Primary APN	`010-29-04-0168-0001`
Alternative APNs	`45-19-22-426-002.000-038` `290401680001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	10,080 sqft (0.231 acres)
Lot Dimensions	144 ft deep x 70 ft wide
Garage Type	Mixed
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	010-29-04-0168-0001
Old Parcel Number	290401680001
Street Address	640 APACHE LN
City	LOWELL
State	IN
Zip	46356-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN HEIGHTS UNIT 8 L. 1
Legal Subdivision	INDIAN HEIGHTS UN 8
Legal Lot Number	1
Jurisdiction	LAKE IN
Township / Civil Division	WEST CREEK
Census Block Group	3
Census Block	3016
Census Tract	43401

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 APACHE LN, LOWELL, IN 46356-1608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Quit Claim Deed, Transfer Quitclaim
Aug 3, 2021	Warranty Deed, Transfer
Feb 10, 2020	Loan Modification, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2024
Deed Sale	Jul 16, 2024
Prior Sale	Dec 22, 2021
Deed Document Number	0000023261
Record Updated	Jun 8, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Dec 22, 2021
Property Address	640 APACHE LN, LOWELL, IN 46356-1608
Document Number	0000072828
Map Reference	MB 41 PG 132
Instrument Date	Dec 21, 2021
Instrument	2021-072828
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 APACHE LN, LOWELL, IN 46356-1608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 S LAKEVIEW DR, LOWELL, IN 46356-1363

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 3, 2021
Property Address	640 APACHE LN, LOWELL, IN 46356-1608
Document Number	0000050057
Map Reference	MB 41 PG 132
Instrument Date	Jul 29, 2021
Instrument	2021-050057
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	566 S LAKEVIEW DR, LOWELL, IN 46356-1363

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE IN
Property Address	640 APACHE LN, LOWELL, IN 46356-1608
Document Number	0000035093
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 APACHE LN LOWELL IN 463561608, LOWELL, IN 46356-1608

Mortgage

Document Number	0000035093
Date	Jun 11, 2020
Instrument	35093

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Jun 10, 2060

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	West Creek Township
Municipality	Lowell Town
Unified School District	Tri-Creek School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,700 (+41.47%) Land $31,200 Building $203,500	$234,700 (+41.47%) Land $31,200 Building $203,500
2024	$3,417.00 (-8.9%)
2023		$165,900 (+5.33%) Land $31,200 Building $134,700	$165,900 (+5.33%) Land $31,200 Building $134,700
2022	$3,751.00	$157,500 Land $31,200 Building $126,300	$157,500 Land $31,200 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	25 (1978–2019)
Claims Outside the SFHA	2 of 25
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - LOWELL serves 11,908 people · EPA ID IN5245029
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022 Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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