646 3rd St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 646 3rd St, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details1,809 sqft · built 1946
Lot Size1.08 acres (47,480 sqft)
Owner2 Individual Names on Record
Tax Bill$7,013 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN35-01705-0000-00007

Property Details

APN / Parcel Number

Primary APN35-01705-0000-00007
Alternative APN
  • 3500131000000007

Interior

Stories1 Story
Building Area1,809 sqft Living Area
1st Floor Area1,809 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Construction TypeFrame
Lot Area47,480 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number3500131000000007
Street Address646 3RD ST
CityATCO
StateNJ
Zip08004-1735
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1705
Legal Lot Number7
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group3
Census Block3007
Census Tract608903

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address646 3RD ST, ATCO, NJ 08004-1735
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
TD BANK NA
Mar 10, 2020Deed of Trust, Mortgage · Line of Credit
COREVEST AMERICAN FIN LENDER L
May 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 18, 2017
Transfer Doc0000038061
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address646 3RD ST, ATCO, NJ 08004-1735
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanyUNKNOWN, ALLIED TITLE LLC SUITE

Transferred To (Grantee/Buyer)

NameVerified Name
Address646 3RD ST, ATCO, NJ 08004-1735

Mortgage

Document Number0000067348
DateOct 24, 2025
Book Page12947/375
Instrument2025067348
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address646 3RD ST, ATCO, NJ 08004-1735
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyISGN GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000044084
DateJun 23, 2017
Book Page10653/1122
Instrument2017044084
Lender
NameTD BANK NA
TypeBank
AddressPORTLAND, ME 04101
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMDEN NJ
Property Address646 3RD ST, ATCO, NJ 08004-1735
Document Number0000025678
Instrument DateMar 10, 2020
Transaction TypeMortgage
Record UpdatedJun 4, 2020
Title CompanyBRENNAN TITLE ABSTRACT LLC, BRENNAN TITLE ABS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25 HOWARD ST #2ND NEW YORK NY 100133164, 2ND, NEW YORK, NY 10013-3164

Mortgage

Document Number0000025678
DateMar 25, 2020
Book Page011363/001515
Instrument25678
Lender
NameCOREVEST AMERICAN FIN LENDER L
Address1920 MAIN ST # 850, IRVINE, CA 92614-7285
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAMDEN NJ
Recording DateMay 24, 2017
Property Address646 3RD ST, ATCO, NJ 08004-1735
Document Number0000038061
Book / Page010636 / 001777
Instrument DateMay 18, 2017
Instrument38061
Transaction TypeTransfer
Record UpdatedJun 22, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address646 3RD ST ATCO NJ 080041735, ATCO, NJ 08004-1735

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$153,800 (-) Land $50,500 Building $103,300$153,800 (-) Land $50,500 Building $103,300
2025$7,013.00 (+3.5%)$153,800 (-) Land $50,500 Building $103,300$153,800 (-) Land $50,500 Building $103,300
2024$6,776.00 (+7.3%)
2023$153,800 Land $50,500 Building $103,300$153,800 Land $50,500 Building $103,300
2022$6,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 66% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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