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645 3rd St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 645 3rd St, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details1,104 sqft · built 1950
Lot Size4.1 acres (178,596 sqft)
OwnerIndividual Name on File
Last Sale$240,000 (Dec 2020)
Tax Bill$7,820 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN35-01706-0000-00003

Property Details

APN / Parcel Number

Primary APN35-01706-0000-00003
Alternative APN
  • 3500126000000004

Interior

Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialStucco
Lot Area178,596 sqft

Location & Zoning

Old Parcel Number3500126000000004
Street Address645 3RD ST
CityATCO
StateNJ
Zip08004-1719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Block1706
Legal Lot Number3
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1030
Census Tract608901

Owner

Source: Camden County and Waterford Township records · APN 35-01706-0000-00003

Assessment roll updated July 1, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address645 3RD ST, ATCO, NJ 08004-1719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2020Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 26, 2020Grant Deed, Transfer
NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2020 · Amount on Record
Deed SaleDec 02, 2020 · Amount on Record
Prior SaleMar 26, 2020 · Amount on Record
Deed Document Number202090343
Deed Book / Page11557 / 1925
Record UpdatedSep 20, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateDec 02, 2020
Property Address645 3RD ST, ATCO, NJ 08004-1719
Document Number0000090343
Book / Page11557 / 1925
Instrument DateAug 14, 2020
Instrument2020090343
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyNATIONAL TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7 EVES DR, 7, MARLTON, NJ 08053-3196

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 3RD ST, ATCO, NJ 08004-1719

Mortgage

Document Number0115571931
DateDec 02, 2020
Instrument11557/1931
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term357 Months
DueSep 01, 2050

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAMDEN NJ
Recording DateMar 26, 2020
Property Address645 3RD ST, ATCO, NJ 08004-1719
Document Number0000026180
Book / Page011365 / 000863
Instrument DateFeb 13, 2020
Instrument26180
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyNATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$63.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4A EVES DR #104 MARLTON NJ 08053, 104, MARLTON, NJ 08053

Tax Assessment & Valuation

Source: Camden County and Waterford Township records · Assessment roll updated July 1, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$171,500 (-) Land $65,000 Building $106,500$171,500 (-) Land $65,000 Building $106,500
2025$7,820.00 (+3.49%)$171,500 (-) Land $65,000 Building $106,500$171,500 (-) Land $65,000 Building $106,500
2024$7,556.00 (+7.31%)
2023$171,500 Land $65,000 Building $106,500$171,500 Land $65,000 Building $106,500
2022$7,041.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 22, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1979 · tidal / storm surge

Wildfire

Wildfire RiskModerate
above 51% of the US · above 68% of New Jersey
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 133 locations within half a mile of this property.

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