San Mateo County property record for 646 29th Ave, San Mateo, CA 94403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,600 sqft · built 1942 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $5,753 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-273-310 |
| Primary APN | 039-273-310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Gross Area | 1,850 sqft |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 250 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Area | 210 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 29TH AVE |
|---|---|
| City | SAN MATEO |
| State | CA |
| Zip | 94403-3255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 21 BLOCK 5 TERRACE GARDENS RSM 23/71 CITY OF SAN MATEO |
| Legal Subdivision | TERRACE GARDENS |
| Legal Block | 5 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SAN MATEO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 607300 |
646 29th Ave is owner-occupied and held in a trust since May 2007.
Source: San Mateo County records, as of July 15, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 646 29TH AVE, SAN MATEO, CA 94403-3255 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2025 | Deed of Trust, Mortgage · Line of Credit MERIWEST CU |
| Oct 24, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MERIWEST MORTGAGE COMPANY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 3, 2007 |
| Transfer Doc | 0000076053 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 646 29TH AVE, SAN MATEO, CA 94403-3255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | PLACER TITLE COMPANY, PLACER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 646 29TH AVE, SAN MATEO, CA 94403-3255 |
| Document Number | 0000048365 |
|---|---|
| Date | Sep 16, 2025 |
| Instrument | 2025-048365 |
| Name | MERIWEST CU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95153 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 646 29TH AVE, SAN MATEO, CA 94403-3255 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000088676 |
|---|---|
| Date | Oct 24, 2019 |
| Instrument | 2019-088676 |
| Name | MERIWEST MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN JOSE, CA 95123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 646 29th Ave was $5,753 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | San Mateo City |
| Elementary School District | San Mateo-Foster City Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $341,335 (+2%) Land $137,343 Building $203,992 | ||
| 2025 | $5,753.00 Homeowner's exemption | $334,643 Land $134,650 Building $199,993 | |
| 2023 | $5,311.00 (+0.89%) Homeowner's exemption | $321,650 Land $129,422 Building $192,228 | $1,627,020 |
| 2022 | $5,264.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 646 29th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1983–2016) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 646 29th Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
May also be available: Etheric Networks, T-Mobile.
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