643 29th Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 643 29th Ave, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,060 sqft · built 1942
Lot Size	0.117 acres (5,092 sqft)
Owner	2 Company Names on Record
Last Sale	$1,600,000 (Sep 2021)
Tax Bill	$18,887 (2025)
Deeds & Mortgages	Mar 2024 Transfer Sep 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-292-140`

Property Details

APN / Parcel Number

Primary APN	`039-292-140`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Bungalow
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,092 sqft (0.117 acres)
Lot Dimensions	85 ft deep x 60 ft wide
View / Lot	Corner
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	643 29TH AVE
City	SAN MATEO
State	CA
Zip	94403-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 6 BLOCK 4 TERRACE GARDENS RSM 23/71 CITY OF SAN MATEO
Legal Subdivision	TERRACE GARDENS
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1004
Census Tract	607300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	643 29TH AVE, SAN MATEO, CA 94403-3254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2024	Intrafamily Transfer, Transfer
Sep 17, 2021	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Sep 17, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Deed Document Number	2021133866
Last Transfer Date	Mar 7, 2024
Transfer Doc	0000012344
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Mar 7, 2024
Property Address	643 29TH AVE, SAN MATEO, CA 94403-3254
Document Number	0000012344
Map Reference	LB 23 PG 71
Instrument Date	Mar 7, 2024
Instrument	2024-012344
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 29TH AVE, SAN MATEO, CA 94403-3254

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Sep 17, 2021
Property Address	643 29TH AVE, SAN MATEO, CA 94403-3254
Document Number	0000134133
Map Reference	LB 23 PG 71
Instrument Date	Sep 16, 2021
Instrument	2021-134133
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	33136 OCEAN RDG, DANA POINT, CA 92629-6010

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Sep 17, 2021
Property Address	643 29TH AVE, SAN MATEO, CA 94403-3254
Document Number	0000133866
Map Reference	LB 23 PG 71
Instrument Date	Sep 9, 2021
Instrument	2021-133866
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,760.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 29TH AVE, SAN MATEO, CA 94403-3254

Mortgage

Document Number	0000133867
Date	Sep 17, 2021
Instrument	2021-133867

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	643 29TH AVE, SAN MATEO, CA 94403-3254
Document Number	0000039653
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	643 29TH AVE SAN MATEO CA 944033254, SAN MATEO, CA 94403-3254

Mortgage

Document Number	0000039653
Date	May 8, 2017
Instrument	39653

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,731,889 (+13.2%) Land $1,362,781 Building $369,108
2025	$18,887.00 (+5.37%) Homeowner's exemption	$1,530,000 (+5.52%) Land $1,203,500 Building $326,500
2023	$17,924.00 (-10.62%) Homeowner's exemption	$1,450,000 Land $1,141,000 Building $309,000	$1,319,310
2022	$20,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, T-Mobile.

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