646 19th Pl SW, Vero Beach, FL 32962 Property Records

Indian River County property record for 646 19th Pl SW, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 945 sqft · built 1980
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2021)
Tax Bill	$3,389 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-36-00002-0730-00003.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-36-00002-0730-00003.0`
Alternative APN	`92025`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	945 sqft Living Area
1st Floor Area	945 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	324 sqft
Driveway	Driveway
Driveway Area	278 sqft
Porch	Open Porch
Porch Area	285 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	92025
Street Address	646 19TH PL SW
City	VERO BEACH
State	FL
Zip	32962-7014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VERO BEACH HIGHLANDS UNIT 2 BLK 73 LOT 3 PBI 5-77
Legal Range	39
Legal Township	33
Legal Section	36
Legal Subdivision	VERO BEACH HIGHLANDS UNIT 2
Legal Block	73
Legal Lot Number	3
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1014
Census Tract	50608

Owner

646 19th Pl SW is owned and occupied by an individual who bought it in July 2021.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	646 19TH PL SW, VERO BEACH, FL 32962-7014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on File
Deed Sale	Jul 30, 2021 · Amount on File
Prior Sale	Jun 8, 2013 · Amount on File
Deed Document Number	3120210054689
Deed Book / Page	3449 / 779
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 30, 2021
Property Address	646 19TH PL SW, VERO BEACH, FL 32962-7014
Document Number	0034490779
Book / Page	3449 / 779
Map Reference	MB 5 PG 77
Instrument Date	Jul 27, 2021
Instrument	3120210054689
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	STATE LUCIE TITLE SERVICES INC, ST LUCIE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 ANCHOR CT, 28, HOLLAND LANDING XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	646 19TH PL SW, VERO BEACH, FL 32962-7014

Mortgage

Document Number	0003449780
Date	Jul 30, 2021
Instrument	3449/780

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 646 19th Pl SW was $3,389.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,389.00	$208,896 Land $50,124 Building $158,772	$208,896 Land $50,124 Building $158,772
2023	$2,789.00 (+14.96%)	$200,070 (+26.71%) Land $50,124 Building $149,946	$200,070 (+26.71%) Land $50,124 Building $149,946
2022	$2,426.00	$157,900 Land $28,871 Building $129,029	$157,900 Land $28,871 Building $129,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 646 19th Pl SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 646 19th Pl SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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