640 19th Pl SW, Vero Beach, FL 32962 Property Records

Indian River County property record for 640 19th Pl SW, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 996 sqft · built 1981
Lot Size	0.239 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (May 2018)
Tax Bill	$1,744 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-36-00002-0730-00004.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-36-00002-0730-00004.0`
Alternative APN	`92026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.239 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Area	351 sqft
Driveway	Driveway
Driveway Area	510 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	429 sqft
Fence	Fence
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	92026
Street Address	640 19TH PL SW
City	VERO BEACH
State	FL
Zip	32962-7014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	VERO BEACH HIGHLANDS UNIT 2 BLK 73 LOT 4 PBI 5-77
Legal Range	39
Legal Township	33
Legal Section	36
Legal Subdivision	VERO BEACH HIGHLANDS UNIT 2
Legal Block	73
Legal Lot Number	4
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1014
Census Tract	50608

Owner

640 19th Pl SW is owned and occupied by an individual who bought it in May 2018.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	640 19TH PL SW, VERO BEACH, FL 32962-7014
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN FIRST FINANCIAL LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2018 · Amount on File
Deed Sale	May 31, 2018 · Amount on File
Prior Sale	Jul 12, 2005 · Amount on File
Deed Document Number	3120180033398
Deed Book / Page	3121 / 0384
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	640 19TH PL SW, VERO BEACH, FL 32962-7014
Transaction Type	Mortgage
Record Updated	May 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 19TH PL SW, VERO BEACH, FL 32962-7014

Mortgage

Document Number	0036151749
Date	Apr 24, 2023
Book Page	3615/1749
Instrument	3120230019827

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	640 19TH PL SW, VERO BEACH, FL 32962-7014
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034300039
Date	Jun 4, 2021
Book Page	3430/39
Instrument	3120210040724

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	1-Month LIBOR
Margin	3
Max Rate	7.87%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	May 31, 2018
Property Address	640 19TH PL SW, VERO BEACH, FL 32962-7014
Document Number	0031210384
Book / Page	3121 / 0384
Map Reference	MB5 PG77&78
Instrument Date	May 30, 2018
Instrument	3120180033398
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1681 11TH PL, 1681, VERO BEACH, FL 32960-3709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 19TH PL SW, VERO BEACH, FL 32962-7014

Mortgage

Document Number	3120180033399
Date	May 31, 2018
Instrument	3120180033399

Lender

Name	FRANKLIN FIRST FINANCIAL LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 640 19th Pl SW was $1,744.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,744.00	$137,000	$205,903 Land $50,124 Building $155,779
2023	$1,397.00 (-1.13%)	$129,261 (+3%)	$201,307 (+25%) Land $50,124 Building $151,183
2022	$1,413.00	$125,496	$161,049 Land $28,871 Building $132,178

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 19th Pl SW in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	63 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 19th Pl SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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