6423 River Point Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 6423 River Point Dr, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,289 sqft · built 1975
Lot Size0.543 acres (23,696 sqft)
Owner2 Individual Names on File
Last Sale$457,250 (Mar 2020)
Tax Bill$5,925 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN37-05-26-014628-000-00

Property Details

APN / Parcel Number

Primary APN37-05-26-014628-000-00

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,289 sqft Heated Area
Gross Area3,282 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,696 sqft (0.543 acres)
Lot Dimensions237 ft deep x 100 ft wide
Garage Area572 sqft

Exterior Amenities

Pool Area450 sqft
PorchPorch
Porch Area421 sqft
Deck Area48 sqft
Canopy21 sqft
Storage Building80 sqft
Boat AccessBoat Access
Boat House240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address6423 RIVER POINT DR
CityFLEMING ISLAND
StateFL
Zip32003-3751
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 FLEMING OAKS REPLAT UNIT 1 AS REC O R 4293 PG 41~~
Legal Range26
Legal Township05
Legal Section37
Legal SubdivisionFLEMINGOAKS
Legal Lot Number12
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records · APN 37-05-26-014628-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6423 RIVER POINT DR, FLEMING ISLAND, FL 32003-3751
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2024Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Mar 27, 2020Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2020 · Amount on Record
Deed SaleMar 27, 2020 · Amount on Record
Prior SaleJan 10, 2011 · Amount on Record
Deed Document Number2020016248
Deed Book / Page4293 / 41
Record UpdatedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address6423 RIVER POINT DR, FLEMING ISLAND, FL 32003-3751
Transaction TypeMortgage
Record UpdatedMar 01, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address6423 RIVER POINT DR, FLEMING ISLAND, FL 32003-3751

Mortgage

Document Number0047921093
DateFeb 05, 2024
Book Page4792/1093
Instrument2024005352
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 01, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 27, 2020
Property Address6423 RIVER POINT DR, FLEMING ISLAND, FL 32003-3751
Document Number0042930041
Book / Page004293 / 000041
Instrument DateMar 26, 2020
Instrument16248
Transaction TypeTransfer
Record UpdatedApr 10, 2020
Title CompanySHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TITLE SE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,201.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6423 RIVER POINT DR FLEMING ISLAND FL 320033751, FLEMING ISLAND, FL 32003-3751

Mortgage

Document Number42930043
DateMar 27, 2020
Book Page004293/000043
Instrument16249
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,925.00 (+1.02%) Homeowner's exemption$428,642 (+5.99%)$515,806 (+2.12%) Land $235,000 Building $280,806
2023$5,865.00 (+5.01%) Homeowner's exemption$404,430 (+3%)$505,120 (+8.72%) Land $235,000 Building $270,120
2022$5,585.00 Homeowner's exemption$392,651$464,591 Land $235,000 Building $229,591

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
IQ Fiber Intermediate HoldingsFiber5,000 / 5,000
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T, Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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