6453 Sheltering Way, Whitehall, MI 49461 Property Records

Muskegon County property record for 6453 Sheltering Way, Whitehall, MI 49461

Property Summary

Property Type	Condominium
Details	3 ba · 5,100 sqft · built 2025
Lot Size	1.14 acres (49,833 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Jul 2022)
Tax Bill	$12,259 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jul 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06423000000700`

Property Details

APN / Parcel Number

Primary APN	`06423000000700`
Alternative APN	`61-06-423-000-0007-00`

Interior

Full Baths	3 Baths
Total Rooms	1 Room
Stories	2 Stories
Building Area	5,100 sqft Living Area
1st Floor Area	1,266 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Architectural Style	Condo/Apartment
Lot Area	49,833 sqft (1.14 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Area	651 sqft

Location & Zoning

Street Address	6453 SHELTERING WAY
City	WHITEHALL
State	MI
Zip	49461-9376
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LMSD
Legal Description	FRUITLAND TOWNSHIP MARCUS DUNES CONDO UNIT 7 SUBJ TO ESMT RECORDED L3299 P758 SUBJ TO COVENANT RECORDED L3299 P765 INCLUDIN
Legal Range	18W
Legal Township	11N
Legal Section	23
Legal Subdivision	MARCUS DUNES CONDOS
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2008
Census Tract	3500

Owner

6453 Sheltering Way, a condominium, is owned by two individuals who bought it in July 2022.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20045 HAMPTON PARK DR, WESTFIELD, IN 46074-4304
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BANK
Jul 5, 2022	Intrafamily Transfer, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jul 5, 2022	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Deed Document Number	20225770114
Deed Book / Page	4304 / 495
Prior Transfer Date	Jun 27, 2022
Prior Transfer Doc	004304/494
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	6453 SHELTERING WAY, WHITEHALL, MI 49461-9376
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 HAMPTON PARK DR, WESTFIELD, IN 46074-4304

Mortgage

Document Number	004383/303
Date	Apr 3, 2025
Book Page	4383/303
Instrument	5848851

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Apr 1, 2056

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MUSKEGON MI
Recording Date	Jul 5, 2022
Property Address	6453 SHELTERING WAY, WHITEHALL, MI 49461-9376
Document Number	004304/494
Book / Page	4304 / 494
Instrument Date	Jun 27, 2022
Instrument	5770113
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3480 TIMBERWOOD LN # ANN, ANN, ANN ARBOR, MI 48103-1700

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jul 5, 2022
Property Address	6453 SHELTERING WAY, WHITEHALL, MI 49461-9376
Document Number	004304/495
Book / Page	4304 / 495
Instrument Date	Jun 27, 2022
Instrument	5770114
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3480 TIMBERWOOD LN, ANN ARBOR, MI 48103-1700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20045 HAMPTON PARK DR, WESTFIELD, IN 46074-4304

Tax Assessment & Valuation

The 2025 property tax bill for 6453 Sheltering Way was $12,259, down 2.4% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$869,500 (+152.76%)	$1,739,000 (+152.76%)
2025	$12,259.00 (-2.39%)	$344,000	$688,000
2024	$12,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6453 Sheltering Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6453 Sheltering Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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