6453 Polo Pointe Way, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 6453 Polo Pointe Way, Delray Beach, FL 33484

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 4 ba · 3,204 sqft · built 2002
Lot Size	0.28 acres (12,214 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Mar 2023)
Tax Bill	$15,378 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-27-25-000-0030`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-27-25-000-0030`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,204 sqft Living Area
Gross Area	4,289 sqft
1st Floor Area	2,880 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	12,214 sqft (0.28 acres)
Garage Area	712 sqft

Exterior Amenities

Pool Area	73 sqft
Porch	Open Porch
Porch Area	373 sqft
Patio Area	694 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6453 POLO POINTE WAY
City	DELRAY BEACH
State	FL
Zip	33484-6469
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	RTS
Legal Description	CRYSTAL BAY REPL 1 LT 3
Legal Range	42E
Legal Township	46S
Legal Section	27
Legal Subdivision	CRYSTAL BAY REPL 1
Legal Lot Number	3
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5942

Owner

6453 Polo Pointe Way, a zero lot line, is owned and occupied by an individual who bought it in March 2023.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	6453 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Mar 9, 2023	Warranty Deed, Transfer · Conventional Mortgage CLEAREDGE LENDING LLC
Nov 4, 2020	Warranty Deed, Transfer PALM TITLE SERVICES INC, PALM TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2023 · Amount on File
Deed Sale	Mar 9, 2023 · Amount on File
Prior Sale	Nov 4, 2020 · Amount on File
Deed Document Number	20230079237
Deed Book / Page	34168 / 1276
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6453 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6453 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469

Mortgage

Document Number	0361291080
Date	Nov 13, 2025
Book Page	36129/1080
Instrument	20250403555

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 9, 2023
Property Address	6453 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469
Document Number	0341681276
Book / Page	34168 / 1276
Map Reference	MB 91 PG 46&47
Instrument Date	Feb 28, 2023
Instrument	20230079237
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	687 HAROLD AVENUE, NORTHBROOK, IL 60062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6453 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469

Mortgage

Document Number	0341681278
Date	Mar 9, 2023
Instrument	34168/1278

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.87%
Type Change Date	Mar 1, 2030
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	12.8%
Index	Other
Margin	4
Max Rate	12.8%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 4, 2020
Property Address	6453 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469
Document Number	0318890091
Book / Page	031889 / 000091
Instrument Date	Oct 30, 2020
Instrument	420348
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	PALM TITLE SERVICES INC, PALM TITLE SVCS INC

Transaction

Amount	Amount on Record
Tax	$5,243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	135 REVERE DR NORTHBROOK IL 600621555, NORTHBROOK, IL 60062-1555

Tax Assessment & Valuation

The 2025 property tax bill for 6453 Polo Pointe Way was $15,378 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,378.00 Homeowner's exemption	$957,451	$1,164,298 Land $445,289 Building $719,009
2023	$7,966.00 (+0.76%) Homeowner's exemption	$498,887 (+3%)	$1,055,381 (+25.01%) Land $307,520 Building $747,861
2022	$7,906.00 Homeowner's exemption	$484,356	$844,240 Land $272,649 Building $571,591

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 6453 Polo Pointe Way in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 118 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	226 units insured incl. 108 condo units
Nearby Flood Claims	9 (1998–2015)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 6453 Polo Pointe Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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