6445 Polo Pointe Way, Delray Beach, FL 33484 Property Records

Palm Beach County property record for 6445 Polo Pointe Way, Delray Beach, FL 33484

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,065 sqft · built 2002
Lot Size	0.328 acres (14,292 sqft)
Owner	2 Company Names on Record
Last Sale	$315,000 (Jul 2015)
Tax Bill	$8,744 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-27-25-000-0040`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-27-25-000-0040`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,065 sqft Living Area
Gross Area	5,182 sqft
1st Floor Area	2,937 sqft
Upper Floors Area	804 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	14,292 sqft (0.328 acres)
View / Lot	Canal
Garage Type	Attached
Garage Area	712 sqft

Exterior Amenities

Pool Area	90 sqft
Porch	Finished/Open Porch
Porch Area	405 sqft
Patio Area	950 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6445 POLO POINTE WAY
City	DELRAY BEACH
State	FL
Zip	33484-6469
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RTS
Legal Description	CRYSTAL BAY REPL 1 LT 4
Legal Range	42E
Legal Township	46S
Legal Section	27
Legal Subdivision	CRYSTAL BAY
Legal Lot Number	4
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5942

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	6445 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 9, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2015 · Amount on Record
Deed Sale	Jul 7, 2015 · Amount on Record
Prior Sale	Aug 7, 2002 · Amount on Record
Deed Document Number	2015251727
Deed Book / Page	27654 / 421
Last Transfer Date	May 29, 2024
Transfer Doc	0350531069
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6445 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6445 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469

Mortgage

Document Number	0321661747
Date	Feb 4, 2021
Book Page	32166/1747
Instrument	20210054887

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	6445 POLO POINTE WAY, DELRAY BEACH, FL 33484-6469
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0296440042
Date	Feb 9, 2018
Book Page	29644/0042
Instrument	20180053629

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,744.00 (+3.04%)	$549,583 (+5.99%)	$1,450,560 (+20.12%) Land $594,277 Building $856,283
2024	$8,486.00 (+2.38%)
2023	$8,289.00 (+0.75%) Homeowner's exemption	$518,538 (+3%)	$1,207,602 (+26.24%) Land $328,330 Building $879,272
2022	$8,227.00 Homeowner's exemption	$503,435	$956,560 Land $275,563 Building $680,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	226 units insured incl. 108 condo units
Nearby Flood Claims	9 (1998–2015)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Dec 2015 · other causes
Claims by Event	Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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