6453 Oneal Rd, Sebring, FL 33876 Property Records

Highlands County property record for 6453 Oneal Rd, Sebring, FL 33876

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,097 sqft · built 2000
Lot Size	6.34 acres (276,606 sqft)
Owner	Individual Name on File
Tax Bill	$1,030 (2024)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C-11-35-30-A00-0111-0000`

Property Details

APN / Parcel Number

Primary APN	`C-11-35-30-A00-0111-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	3,097 sqft Living Area
1st Floor Area	2,280 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Aluminum Siding
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Slate
Lot Area	276,606 sqft (6.34 acres)
Lot Dimensions	660 ft deep x 513 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Open Porch
Patio Area	192 sqft
Shed	1 Shed
Shed Area	450 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	6453 ONEAL RD
City	SEBRING
State	FL
Zip	33876-9631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AU
Legal Description	N 513.43 FT OF E 1/4 OF SE 1/4 OF SEC 11-LESS S 150 FT OF E 435.60 FT + LESS RD /RW 11-35-30/11.1 6.35 ACRES
Legal Range	30E
Legal Township	35S
Legal Section	11
Legal Subdivision	ARBUCKLE MH CT UNREC
Legal Lot Number	4
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2000
Census Tract	961000

Owner

Source: Highlands County records · APN C-11-35-30-A00-0111-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	6453 ONEAL RD, SEBRING, FL 33876-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 13, 2008
Deed Sale	Jun 13, 2008
Prior Sale	Jun 13, 2008
Deed Document Number	0001507280
Last Transfer Date	Dec 29, 2017
Transfer Doc	0001878286
Record Updated	Jun 08, 2026

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Dec 29, 2017
Property Address	6453 ONEAL RD, SEBRING, FL 33876-9631
Document Number	0001878286
Book / Page	2613 / 1776
Instrument Date	Dec 22, 2017
Instrument	1878286
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6453 ONEAL RD, 6453, SEBRING, FL 33876-9631

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6453 ONEAL RD, SEBRING, FL 33876-9631

Mortgage

Document Number	0001878287
Date	Dec 29, 2017
Instrument	1878287

Lender

Name	WAUKESHA STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jan 05, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,213 (+165.37%) Land $13,144 Building $169,069	$315,041 (+54.18%)
2024	$1,030.00 (+12.81%)
2023	$913.00 (+22.39%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$68,664 (+9.65%)	$204,337 (+41.01%)
2022	$746.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$62,621	$144,913

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 17, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

May also be available: Xfinity.

Based on FCC filings for 9 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.