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6449 Oneal Rd, Sebring, FL 33876 Property Records

Highlands County property record for 6449 Oneal Rd, Sebring, FL 33876 · Last verified December 2025

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,568 sqft · built 2008
Lot Size1.17 acres (50,965 sqft)
Owner2 Individual Names on File
Tax Bill$766 (2024)
Deeds & MortgagesAug 2026 Mortgage
Oct 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC-11-35-30-A00-0140-0000

Property Details

APN / Parcel Number

Primary APNC-11-35-30-A00-0140-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum Siding
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area50,965 sqft (1.17 acres)
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Screened Porch
Porch Area540 sqft
Deck Area84 sqft
Patio Area84 sqft
Shed1 Shed
Shed Area900 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address6449 ONEAL RD
CitySEBRING
StateFL
Zip33876-9631
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionS 150 FT OF E 435.60 FT OF N 513.43 FT OF E 1/4 OF SE 1/4 OF SEC 11 -LESS RD/RW 11-35-30/11.2 1.17 ACRE
Legal Range30E
Legal Township35S
Legal Section11
Legal SubdivisionARBUCKLE MH CT UNREC
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group2
Census Block2000
Census Tract961000

Owner

Source: Highlands County records · APN C-11-35-30-A00-0140-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address6449 ONEAL RD, SEBRING, FL 33876-9631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2026Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORPORATION
Oct 23, 2023Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORP
Jul 06, 2021Deed of Trust, Mortgage · FHA Mortgage
NATIONS LENDING CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 18, 2008
Deed SaleJun 18, 2008
Deed Document Number0002145133
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Recording DateAug 05, 2026
Property Address6449 ONEAL RD, SEBRING, FL 33876-9631
Document Number0002324605
Book / Page3209 / 1064
Instrument DateJul 27, 2026
Instrument20262324605
Transaction TypeMortgage
Record UpdatedAug 17, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address6449 ONEAL RD, SEBRING, FL 33876-9631

Mortgage

Document Number0002324605,
DateAug 05, 2026
Book Page3209/1064
Instrument20262324605
Lender
NameNATIONS LENDING CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate6.49%
Max Rate-1%

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address6449 ONEAL RD, SEBRING, FL 33876-9631
Transaction TypeMortgage
Record UpdatedNov 07, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address6449 ONEAL RD, SEBRING, FL 33876-9631

Mortgage

Document Number0002174608
DateOct 23, 2023
Book Page3005/1335
Instrument2174608
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address6449 ONEAL RD, SEBRING, FL 33876-9631
Transaction TypeMortgage
Record UpdatedJul 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address6449 ONEAL RD, SEBRING, FL 33876-9631

Mortgage

Document Number0002042477
DateJul 06, 2021
Book Page2835/235
Instrument2042477
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
AddressINDEPENDENCE, OH 44131
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$75,474 (+11.61%)$149,449 (-1.24%) Land $17,550 Building $131,899
2024$766.00
2023Homeowner's exemption$67,623 (+3%)$151,325 (+12.21%) Land $14,625 Building $136,700
2022$732.00 Homeowner's exemption$65,653$134,863 Land $14,625 Building $120,238

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskHigh
above 72% of the US · above 55% of Florida
Wildfire LikelihoodAbout 1 in 260 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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