6451 Old Highgate Dr, Elkridge, MD 21075 Property Records

Howard County property record for 6451 Old Highgate Dr, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,288 sqft · built 1995
Lot Size	0.101 acres (4,416 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2021)
Tax Bill	$5,427 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-248367`

Property Details

APN / Parcel Number

Primary APN	`01-248367`
Alternative APNs	`1248367` `248367`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,288 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,416 sqft (0.101 acres)
Garage Type	Basement
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	248367
Street Address	6451 OLD HIGHGATE DR
City	ELKRIDGE
State	MD
Zip	21075-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 53 .101 A 6451 OLD HIGHGATE DR NOTTINGHAM VILLAGE SEC 1
Legal Subdivision	NOTTINGHAM VILLAGE SEC 01
Legal Lot Number	53
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1005
Census Tract	601103

Owner

6451 Old Highgate Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6451 OLD HIGHGATE DR, ELKRIDGE, MD 21075-6174
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2021 · Amount on File
Deed Sale	Aug 23, 2021 · Amount on File
Prior Sale	Jan 13, 2009 · Amount on File
Deed Book / Page	20828 / 344
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 23, 2021
Property Address	6451 OLD HIGHGATE DR, ELKRIDGE, MD 21075-6174
Document Number	0208280344
Book / Page	20828 / 344
Map Reference	PL 9951
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Sep 8, 2021
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6451 OLD HIGHGATE DR, ELKRIDGE, MD 21075-6174

Mortgage

Document Number	20828351
Date	Aug 23, 2021
Instrument	20828/351

Lender

Name	FEDERATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Aug 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

Tax Assessment & Valuation

The 2026 property tax bill for 6451 Old Highgate Dr was $5,427 with a homeowner's exemption, down 8.5% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,427.00 (-8.53%) Homeowner's exemption	$439,700 (+9%) Land $180,000 Building $259,700	$439,700 (-) Land $180,000 Building $259,700
2025	$5,933.00 Homeowner's exemption	$403,400	$439,700 Land $180,000 Building $259,700
2023		$330,800 Land $140,000 Building $190,800	$330,800 Land $140,000 Building $190,800
2022	$3,721.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6451 Old Highgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6451 Old Highgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20