6449 Old Highgate Dr, Elkridge, MD 21075 Property Records

Howard County property record for 6449 Old Highgate Dr, Elkridge, MD 21075

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,080 sqft · built 1993
Lot Size	0.101 acres (4,399 sqft)
Owner	2 Trust Names on File
Last Sale	$279,900 (Jan 2005)
Tax Bill	$5,030 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-248375`

Property Details

APN / Parcel Number

Primary APN	`01-248375`
Alternative APNs	`1248375` `248375`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,080 sqft Total Area
Basement Area	726 sqft
Finished Basement	726 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,399 sqft (0.101 acres)

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	600 sqft
Shed	1 Shed
Shed Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	248375
Street Address	6449 OLD HIGHGATE DR
City	ELKRIDGE
State	MD
Zip	21075-6174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMH
Legal Description	LOT 54 .101 A 6449 OLD HIGHGATE DR NOTTINGHAM VILLAGE SEC 1
Legal Subdivision	NOTTINGHAM VILLAGE SEC 1
Legal Lot Number	54
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	1
Census Block	1005
Census Tract	601103

Owner

6449 Old Highgate Dr is owner-occupied and held in a trust since January 2005.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	6449 OLD HIGHGATE DR, ELKRIDGE, MD 21075-6174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2005 · Amount on File
Deed Sale	Jan 28, 2005 · Amount on File
Prior Sale	Sep 9, 2002 · Amount on File
Deed Document Number	200554172
Transfer Doc	0000007779
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6449 OLD HIGHGATE DR, ELKRIDGE, MD 21075-6174
Document Number	0200800471
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	CREDIT UNION TITLE INSURANCE AGENCY LLC, CU TITLE INS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6449 OLD HIGHGATE DR ELKRIDGE MD 210756174, ELKRIDGE, MD 21075-6174

Mortgage

Document Number	0200800471
Date	Jan 8, 2021
Book Page	020080/000471

Lender

Name	FIVE STAR/MD FCU
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 7, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 6449 Old Highgate Dr was $5,030 with a homeowner's exemption, down 22% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,030.00 (-22.04%) Homeowner's exemption	$562,100 (+10.5%) Land $180,000 Building $382,100	$562,100 (-) Land $180,000 Building $382,100
2025	$6,452.00 Homeowner's exemption	$508,667	$562,100 Land $180,000 Building $382,100
2023		$401,800 Land $140,000 Building $261,800	$401,800 Land $140,000 Building $261,800
2022	$4,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6449 Old Highgate Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6449 Old Highgate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20