6451 N Elms Rd, Flushing, MI 48433 Property Records

Genesee County property record for 6451 N Elms Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,923 sqft · built 2003
Lot Size	33.4 acres (1,457,953 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (May 2026)
Tax Bill	$8,034 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2025 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`08-13-200-037`

Property Details

APN / Parcel Number

Primary APN	`08-13-200-037`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,923 sqft Living Area
1st Floor Area	2,095 sqft
Basement Area	2,095 sqft
Unfinished Basement	2,095 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	1,457,953 sqft (33.4 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6451 N ELMS RD
City	FLUSHING
State	MI
Zip	48433-9039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	A POL BEG N 1635.16 FT FROM E 1/4 COR OF SEC TH S 88 DEG 56 MIN W 466 FT TH S 300 FT TH S 88 DEG 56 MIN W 2195.70 FT TH N 0
Legal Range	05E
Legal Township	08N
Legal Section	13
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	3
Census Block	3000
Census Tract	10610

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	350 BARKER RD, WHITMORE LAKE, MI 48189-9260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Mar 5, 2025	Deed of Trust, Mortgage · Line of Credit THE DART BANK
May 26, 2026	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK N A
Jun 9, 2022	Intrafamily Transfer, Transfer
Mar 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Sep 18, 2003 · Amount on Record
Deed Document Number	202634218
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0000044574
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	6451 N ELMS RD, FLUSHING, MI 48433-9039
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6451 N ELMS RD, FLUSHING, MI 48433-9039

Mortgage

Document Number	0000068370
Date	Aug 17, 2021
Instrument	202108170068370

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 11, 2036

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	6451 N ELMS RD, FLUSHING, MI 48433-9039
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6451 N ELMS RD, FLUSHING, MI 48433-9039

Mortgage

Document Number	0000008502
Date	Mar 5, 2025
Instrument	202503050008502

Lender

Name	THE DART BANK
Type	Bank
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 28, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 26, 2026
Property Address	6451 N ELMS RD, FLUSHING, MI 48433-9039
Document Number	0000034218
Instrument Date	May 18, 2026
Instrument	202634218
Transaction Type	Transfer
Record Updated	Jun 16, 2026
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673,165.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 BARKER RD, WHITMORE LAKE, MI 48189-9260

Mortgage

Document Number	0000034704,
Date	May 26, 2026
Instrument	2026052834704

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jun 9, 2022
Property Address	6451 N ELMS RD, FLUSHING, MI 48433-9039
Document Number	0000044574
Instrument Date	Apr 8, 2022
Instrument	202206090044574
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6451 N ELMS RD, FLUSHING, MI 48433-9039

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	6451 N ELMS RD, FLUSHING, MI 48433-9039
Document Number	0000013292
Instrument Date	Mar 5, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6451 N ELMS RD FLUSHING MI 484339039, FLUSHING, MI 48433-9039

Mortgage

Document Number	0000013292
Date	Mar 13, 2018
Instrument	13292

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2033

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$411,700 (+5.51%) Land $95,400 Building $316,300	$823,400 (+5.51%) Land $190,800 Building $632,600
2025	$8,034.00 (+2.38%) Homeowner's exemption	$390,200 (+21.75%)	$780,400 (+21.75%)
2024	$7,847.00 (+12.2%)
2023		$320,500	$641,000
2021	$6,994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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