Howard County property record for 6451 Forest Ave, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,248 sqft · built 1987 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Trust Name on File |
| Last Sale | $151,500 (Jul 1995) |
| Tax Bill | $7,057 (2026) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-160346 |
| Primary APN | 01-160346 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,248 sqft Total Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 15,000 sqft (0.344 acres) |
| Deck Area | 392 sqft |
| Patio Area | 392 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 160346 |
|---|---|
| Street Address | 6451 FOREST AVE |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOTS 617-623 15000 S 6451 FOREST AVE HARWOOD PARK |
| Legal Subdivision | HARWOOD PARK |
| Legal Lot Number | 617-623 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 601204 |
6451 Forest Ave is owner-occupied and held in a trust since May 2010.
Source: Howard County records, as of September 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 6451 FOREST AVE, ELKRIDGE, MD 21075-5814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 1995 · Amount on File |
| Deed Sale | Jul 14, 1995 · Amount on File |
| Deed Book / Page | 3520 / 461 |
| Last Transfer Date | May 6, 2010 |
| Transfer Doc | 0124450438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6451 FOREST AVE, ELKRIDGE, MD 21075-5814 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | TOWER TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0181240161 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 18124/161 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2033 |
The 2026 property tax bill for 6451 Forest Ave was $7,057, up 7.8% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,057.00 (+7.77%) | $446,700 (+8.19%) Land $217,000 Building $229,700 | $446,700 (-) Land $217,000 Building $229,700 |
| 2025 | $6,548.00 (+8.03%) | $412,867 | $446,700 Land $217,000 Building $229,700 |
| 2024 | $6,061.00 | ||
| 2023 | $345,200 Land $172,000 Building $173,200 | $345,200 Land $172,000 Building $173,200 | |
| 2022 | $3,721.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6451 Forest Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 6451 Forest Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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