Howard County property record for 6426 Forest Ave, Elkridge, MD 21075
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,640 sqft · built 1972 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jun 2021) |
| Tax Bill | $506 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-178040 |
| Primary APN | 01-178040 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,640 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Utility Area | 320 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,000 sqft (0.207 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 108 sqft |
| Deck Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 178040 |
|---|---|
| Street Address | 6426 FOREST AVE |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-5813 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LOTS 769-771 9000 SQ 6426 FOREST AVE HARWOOD PARK |
| Legal Subdivision | HARWOOD PARK |
| Legal Lot Number | 769-771 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 601204 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6426 FOREST AVE, ELKRIDGE, MD 21075-5813 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jun 11, 2021 | Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 1, 2018 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2021 · Amount on Record |
| Deed Sale | Jun 11, 2021 · Amount on Record |
| Prior Sale | Oct 1, 2018 · Amount on Record |
| Deed Book / Page | 20634 / 24 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 6426 FOREST AVE, ELKRIDGE, MD 21075-5813 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0201240471 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | 20124/471 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Jun 11, 2021 |
| Property Address | 6426 FOREST AVE, ELKRIDGE, MD 21075-5813 |
| Document Number | 0206340024 |
| Book / Page | 20634 / 24 |
| Map Reference | LB 60 FO 115 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 6426 FOREST AVE, ELKRIDGE, MD 21075-5813 |
| Document Number | 2063431 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | 20634/31 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Oct 1, 2018 |
| Property Address | 6426 FOREST AVE, ELKRIDGE, MD 21075-5813 |
| Document Number | 0183900240 |
| Book / Page | 018390 / 000240 |
| Instrument Date | Sep 21, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Title Company | MARYLAND FIRST TITLE LIMITED, MARYLAND FIRST TITLE LTD |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6426 FOREST AVE ELKRIDGE MD 210755813, ELKRIDGE, MD 21075-5813 |
| Document Number | 183900245 |
|---|---|
| Date | Oct 1, 2018 |
| Book Page | 018390/000245 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2048 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $506.00 | $449,800 (+5%) Land $198,000 Building $251,800 | $449,800 (-) Land $198,000 Building $251,800 |
| 2025 | $506.00 (-87.49%) | $428,367 (+11.12%) | $449,800 (+16.68%) Land $198,000 Building $251,800 |
| 2023 | $385,500 Land $153,000 Building $232,500 | $385,500 Land $153,000 Building $232,500 | |
| 2022 | $4,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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