6450 Howard Ave, Milton, FL 32570 Property Records

Santa Rosa County property record for 6450 Howard Ave, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1961
Lot Size	0.274 acres (11,935 sqft)
Owner	2 Individual Names on Record
Tax Bill	$367 (2024)
Deeds & Mortgages	Aug 2019 Sale Aug 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-2N-28-0000-00200-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2N-28-0000-00200-0000`
Alternative APN	`N282160000002000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,336 sqft
1st Floor Area	1,008 sqft
Utility Area	180 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,935 sqft (0.274 acres)
Lot Dimensions	133 ft deep x 90 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	6450 HOWARD AVE
City	MILTON
State	FL
Zip	32570-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	COM AT NW CORN OF N2 OF NE4 OF SECTION 16 TOWNSHIP 2 NORTH RANGE 28 WEST TH S 363 FT TH E 686 FT TH S 133.50 FT TO POB TH CONT S 133.50 FT TH E 90 FT TH N 133.50 FT TH W 90 FT TO POB BEING LOT 19 BLK D OF UN- REC RONANDALE SUB AS DES IN OR 1606 PG 70
Legal Range	28W
Legal Township	2N
Legal Section	16
Legal Subdivision	RONANDALE SUBDIVISION
Legal Block	D
Legal Lot Number	19
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1051
Census Tract	10505

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5110 OLD MAJETTE TOWER RD, PANAMA CITY, FL 32404-3424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 14, 2017	Loan Modification, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Apr 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2013
Deed Sale	Feb 21, 2013
Deed Document Number	20138920
Deed Book / Page	3219 / 1069
Last Transfer Date	Aug 22, 2019
Transfer Doc	0038621670
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 22, 2019
Property Address	6450 HOWARD AVE, MILTON, FL 32570-3211
Document Number	0038621670
Book / Page	003862 / 001670
Instrument Date	Aug 22, 2019
Instrument	37327
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	6450 HOWARD AVE MILTON FL 325703211, MILTON, FL 32570-3211

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	6450 HOWARD AVE, MILTON, FL 32570-3211
Document Number	0036621230
Book / Page	003662 / 001230
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Oct 13, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6450 HOWARD AVE MILTON FL 325703211, MILTON, FL 32570-3211

Mortgage

Document Number	0036621230
Date	Sep 19, 2017
Book Page	003662/001230
Instrument	39009

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MILTON, FL 32583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	6450 HOWARD AVE, MILTON, FL 32570-3211
Document Number	0036211412
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6450 HOWARD AVE MILTON FL 325703211, MILTON, FL 32570-3211

Mortgage

Document Number	0036211412
Date	May 4, 2017
Book Page	003621/001412
Instrument	17724

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MILTON, FL 32583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$57,234 (+2.9%)	$113,031 (+9.91%) Land $14,000 Building $99,031
2024	$367.00 (+1.1%) Homeowner's exemption Widower's exemption	$55,621 (+3%)	$102,840 (+1.17%) Land $14,000 Building $88,840
2023	$363.00 (-11.25%) Homeowner's exemption Widower's exemption	$54,001 (+3%)	$101,647 (+4.75%) Land $14,000 Building $87,647
2022	$409.00 Homeowner's exemption Widower's exemption	$52,428	$97,034 Land $14,000 Building $83,034

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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