6402 Howard Ave, Milton, FL 32570 Property Records

Santa Rosa County property record for 6402 Howard Ave, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,303 sqft · built 1950
Lot Size	0.308 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$164,000 (Jul 2021)
Tax Bill	$805 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`16-2N-28-0000-00600-0000`

Property Details

APN / Parcel Number

Primary APN	`16-2N-28-0000-00600-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,303 sqft Heated Area
Gross Area	2,119 sqft
1st Floor Area	1,303 sqft
Utility Area	264 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	13,460 sqft (0.308 acres)
Lot Dimensions	900 ft deep x 1,500 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	162N280000006000000
Street Address	6402 HOWARD AVE
City	MILTON
State	FL
Zip	32570-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	DESCRIPTION UPDATE FOR 2021 COMMENCE AT NORTHWEST CORNER OF NORTH 1/2 OF NORTHEAST 1/4 OF SECTION 16 TOWNSHIP 2 NORTH RANGE
Legal Range	28W
Legal Township	02N
Legal Section	16
Legal Subdivision	COMMENCE AT NORTHWEST
Legal Block	1
Legal Lot Number	IN
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	1
Census Block	1026
Census Tract	10505

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6402 HOWARD AVE, MILTON, FL 32570-3211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 18, 2020	Warranty Deed, Transfer GUARANTEE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Sep 15, 2003 · Amount on Record
Deed Document Number	0041531388
Deed Book / Page	4045 / 432
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	202068791
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 26, 2021
Property Address	6402 HOWARD AVE, MILTON, FL 32570-3211
Document Number	0041531388
Book / Page	4153 / 1388
Instrument Date	Jul 23, 2021
Instrument	202149952
Transaction Type	Transfer
Record Updated	Nov 24, 2022
Title Company	GUARANTEE TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,148.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5033 PONITZ PKWY, 5033, PACE, FL 32571-9531

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5301 OVERBROOK DR, MILTON, FL 32570-4103

Mortgage

Document Number	0041531390
Date	Jul 26, 2021
Instrument	4153/1390

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Mortgage

Document Number	0041531409
Date	Jul 26, 2021
Book Page	4153/1409
Instrument	202149954

Lender

Name	ESCAMBIA COUNTY HOUSING FINANCE AUTHORIT
Type	Government Agency
Address	PENSACOLA, FL 32502

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 18, 2020
Property Address	6402 HOWARD AVE, MILTON, FL 32570-3211
Document Number	0040450432
Book / Page	004045 / 000432
Instrument Date	Dec 18, 2020
Instrument	68791
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	GUARANTEE TITLE

Transaction

Amount	Amount Recorded
Tax	$402.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5033 PONITZ PKWY PACE FL 325719531, PACE, FL 32571-9531

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$805.00 (-35.5%) Homeowner's exemption	$99,317 (+0.87%) Land $14,875 Building $84,442	$99,317 (+0.87%) Land $14,875 Building $84,442
2023	$1,248.00 (+2.3%)	$98,457 (+3.59%) Land $14,875 Building $83,582	$98,457 (+3.59%) Land $14,875 Building $83,582
2022	$1,220.00	$95,043	$95,043 Land $14,875 Building $80,168

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POINT BAKER WATER SYSTEM, INC. private · serves 11,318 people · EPA ID FL1570540
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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