645 Winter St, Onalaska, WI 54650 Property Records

La Crosse County property record for 645 Winter St, Onalaska, WI 54650 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Tax Bill$2,840 (2025)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN018-003923-000

Property Details

APN / Parcel Number

Primary APN018-003923-000
Alternative APNs
  • 18 3923 0
  • 44141

Exterior

Lot Area10,890 sqft (0.25 acres)
Lot Dimensions112 ft deep x 98 ft wide

Location & Zoning

Account Number44141
Old Parcel Number18 3923 0
Street Address645 WINTER ST
CityONALASKA
StateWI
Zip54650-8537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFIRST ADDN TO MAYFAIR ADDN LOT 53 T/W WA IN V461 P431
Legal Range07
Legal Township16
Legal Section10
Legal QuarterSW
Quarter-Quarter SectionSW
Legal SubdivisionFIRST ADDN TO MAYFAIR ADDN
Legal Lot Number53
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group1
Census Block1038
Census Tract10500

Owner

Source: La Crosse County records · APN 018-003923-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address5192 STATE ROAD 70, WEBSTER, WI 54893-9112
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number949502
Record UpdatedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address645 WINTER ST, ONALASKA, WI 54650-8537
Transaction TypeMortgage
Record UpdatedDec 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001803023
DateDec 09, 2022
Instrument1803023
Lender
NameLAND HOME FINANCIAL SVCS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2053
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,840.00 (-18.46%)$210,000 (+1.79%) Land $37,100 Building $172,900$212,400 (+2.96%)
2023$3,483.00 Homeowner's exemption$206,300 Land $37,100 Building $169,200$206,300 Land $37,100 Building $169,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Winter St

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