642 Winter St, Onalaska, WI 54650 Property Records

La Crosse County property record for 642 Winter St, Onalaska, WI 54650

Property Summary

Property Type	Single Family Home
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Sep 2015)
Tax Bill	$3,748 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-003941-000`

Property Details

APN / Parcel Number

Primary APN	`018-003941-000`
Alternative APNs	`18 3941 0` `44159`

Exterior

Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	112 ft deep x 100 ft wide

Location & Zoning

Account Number	44159
Old Parcel Number	18 3941 0
Street Address	642 WINTER ST
City	ONALASKA
State	WI
Zip	54650-8538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDN TO MAYFAIR ADDN LOT 71
Legal Range	07
Legal Township	16
Legal Section	10
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	FIRST ADDN TO MAYFAIR ADDN
Legal Lot Number	71
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	1
Census Block	1037
Census Tract	10500

Owner

Source: La Crosse County assessment roll, APN 018-003941-000, as of January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	642 WINTER ST, ONALASKA, WI 54650-8538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 04, 2015 · Amount on Record
Deed Sale	Sep 04, 2015 · Amount on Record
Prior Sale	Sep 04, 2015 · Amount on Record
Deed Document Number	0001662813
Last Transfer Date	May 03, 2022
Transfer Doc	0001793090
Record Updated	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 03, 2022
Property Address	642 WINTER ST, ONALASKA, WI 54650-8538
Document Number	0001793090
Instrument Date	Apr 28, 2022
Instrument	1793090
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 WINTER ST, ONALASKA, WI 54650-8538

Mortgage

Document Number	0001793091
Date	May 03, 2022
Instrument	1793091

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll as of January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,748.00 (-3.4%) Homeowner's exemption	$291,200 (+26.72%) Land $37,600 Building $253,600	$294,500 (+28.15%)
2023	$3,880.00 Homeowner's exemption	$229,800 Land $37,600 Building $192,200	$229,800 Land $37,600 Building $192,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550630105001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 220 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Metronet Holdings Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lemonweir Valley Telephone Company.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system WI6320327, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ONALASKA WATERWORKS serves 18,000 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.