645 Westhampton Rd, Florence, MA 01062 Property Records

Hampshire County and Northampton City property record for 645 Westhampton Rd, Florence, MA 01062

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1953
Lot Size	0.575 acres (25,060 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Sep 2014)
Tax Bill	$5,838 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
APN	`NHAM M:0042 B:0046 L:0001`

Property Details

APN / Parcel Number

Primary APN	`NHAM M:0042 B:0046 L:0001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	972 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	25,060 sqft (0.575 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	645 WESTHAMPTON RD
City	FLORENCE
State	MA
Zip	01062-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Block	46
Legal Lot Number	1
Jurisdiction	NORTHAMPTON MA
Township / Civil Division	NORTHAMPTON
Census Block Group	3
Census Block	3017
Census Tract	822200

Owner

Source: Hampshire County and Northampton City records · APN NHAM M:0042 B:0046 L:0001

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 WESTHAMPTON RD, FLORENCE, MA 01062-9734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2014 · Amount on Record
Deed Sale	Sep 26, 2014 · Amount on Record
Deed Book / Page	11762 / 282
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHAMPTON MA
Property Address	645 WESTHAMPTON RD, NORTHAMPTON, MA 01062-9734
Document Number	13617-87
Instrument Date	Apr 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 WESTHAMPTON RD NORTHAMPTON MA 010629734, NORTHAMPTON, MA 01062-9734

Mortgage

Document Number	13617-87
Date	May 05, 2020
Book Page	013617/000087
Instrument	8100

Lender

Name	FLORENCE BK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hampshire County and Northampton City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
Municipality	Northampton City
Unified School District	Northampton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,838.00 (+34.8%)	$419,100 (+53.29%) Land $93,700 Building $325,400	$444,790 (-4.04%)
2024			$463,505
2023	$4,331.00	$273,400 Land $81,200 Building $192,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2022 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 65 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHAMPTON WATER DIVISION serves 29,571 people
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.