645 West St, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 645 West St, Fort Bragg, CA 95437

Property Summary

Property Type	Single Family Home
Lot Size	0.157 acres (6,835 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (Nov 2020)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-045-14`

Property Details

APN / Parcel Number

Primary APN	`008-045-14`
Alternative APN	`008-045-14-00`

Exterior

Lot Area	6,835 sqft (0.157 acres)

Location & Zoning

Old Parcel Number	008-045-14
Street Address	645 WEST ST
City	FORT BRAGG
State	CA
Zip	95437-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Subdivision	WELLER ADDITION
Legal Block	1
Legal Lot Number	14
Jurisdiction	MENDOCINO CA
Township / Civil Division	FORT BRAGG
Census Block Group	1
Census Block	1010
Census Tract	10400

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 WEST ST, FORT BRAGG, CA 95437-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Mar 25, 2019	Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG
Dec 12, 2017	Grant Deed, Transfer · FHA Mortgage SUPREME LNDG
Nov 13, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	202014686
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0000014729
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Nov 4, 2020
Property Address	645 WEST ST, FORT BRAGG, CA 95437-3233
Document Number	0000014686
Instrument Date	Oct 23, 2020
Instrument	2020-14686
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	223 VISTA DE SIERRA, LOS GATOS, CA 95030-6320

Mortgage

Document Number	0000014687
Date	Nov 4, 2020
Instrument	2020-14687

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	645 WEST ST, FORT BRAGG, CA 95437-3233
Document Number	0000003320
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	645 WEST ST FORT BRAGG CA 954373233, FORT BRAGG, CA 95437-3233

Mortgage

Document Number	0000003320
Date	Mar 29, 2019
Instrument	3320

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Dec 12, 2017
Property Address	645 WEST ST, FORT BRAGG, CA 95437-3233
Document Number	0000016015
Instrument Date	Dec 8, 2017
Instrument	16015
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	REDWOOD EMPIRE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 992 MENDOCINO CA 954600992, MENDOCINO, CA 95460-0992

Mortgage

Document Number	16016
Date	Dec 12, 2017
Instrument	16016

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2047

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	Nov 13, 2017
Property Address	645 WEST ST, FORT BRAGG, CA 95437-3233
Document Number	0000014729
Instrument Date	Nov 3, 2017
Instrument	14729
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Fort Bragg City
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$463,711 (+2%) Land $149,050 Building $314,661
2025	$5,344.00 (+2.93%) Homeowner's exemption	$454,620 (+4.04%) Land $146,128 Building $308,492
2023	$5,192.00 (+38.56%) Homeowner's exemption	$436,968 Land $140,454 Building $296,514
2020	$3,747.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT BRAGG serves 7,117 people · EPA ID CA2310001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200

May also be available: T-Mobile.

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