643 West St, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 643 West St, Fort Bragg, CA 95437

Property Summary

Property Type	Single Family Home
Lot Size	0.108 acres (4,700 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Aug 2020)
Tax Bill	$4,424 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-045-13`

Property Details

APN / Parcel Number

Primary APN	`008-045-13`
Alternative APN	`008-045-13-00`

Exterior

Lot Area	4,700 sqft (0.108 acres)

Location & Zoning

Old Parcel Number	008-045-13
Street Address	643 WEST ST
City	FORT BRAGG
State	CA
Zip	95437-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Subdivision	WELLER ADDITION
Legal Block	1
Legal Lot Number	13
Jurisdiction	MENDOCINO CA
Township / Civil Division	FORT BRAGG
Census Block Group	1
Census Block	1010
Census Tract	10400

Owner

Source: Mendocino County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	751 SHERWOOD DR, YUBA CITY, CA 95991-6262
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Intrafamily Transfer, Transfer
Oct 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAVINGS BANK OF MENDOCINO COUNTY
Aug 18, 2020	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Dec 29, 2017	Grant Deed, Transfer REDWOOD EMPIRE TITLE COMPANY/MENDOC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Dec 29, 2017 · Amount on Record
Deed Document Number	20209965
Last Transfer Date	Mar 14, 2024
Transfer Doc	0000002585
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Apr 1, 2024
Property Address	643 WEST ST, FORT BRAGG, CA 95437-3233
Document Number	0000002585
Instrument Date	Mar 14, 2024
Instrument	2024-02585
Transaction Type	Transfer
Record Updated	Apr 22, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	751 SHERWOOD DR, YUBA CITY, CA 95991-6262

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	643 WEST ST, FORT BRAGG, CA 95437-3233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REDWOOD EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013502
Date	Oct 22, 2018
Instrument	2018-13502

Lender

Name	SAVINGS BANK OF MENDOCINO COUNTY
Type	Bank
Address	UKIAH, CA 95482

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Aug 18, 2020
Property Address	643 WEST ST, FORT BRAGG, CA 95437-3233
Document Number	0000009965
Instrument Date	Aug 4, 2020
Instrument	2020-09965
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	REDWOOD EMPIRE TTL CO OF MEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	751 SHERWOOD DR, YUBA CITY, CA 95991-6262

Mortgage

Document Number	0000009966
Date	Aug 18, 2020
Instrument	2020-09966

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Dec 29, 2017
Property Address	643 WEST ST, FORT BRAGG, CA 95437-3233
Document Number	0000016907
Instrument Date	Dec 27, 2017
Instrument	16907
Transaction Type	Transfer
Record Updated	Jan 18, 2018
Title Company	REDWOOD EMPIRE TITLE COMPANY/MENDOC

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18770 N HIGHWAY 1 FORT BRAGG CA 954378760, FORT BRAGG, CA 95437-8760

Tax Assessment & Valuation

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Fort Bragg City
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$375,386 (+2%) Land $143,530 Building $231,856
2025	$4,424.00 (+2.86%)	$368,026 (+4.04%) Land $140,716 Building $227,310
2023	$4,301.00 (+44.72%)	$353,736 Land $135,252 Building $218,484
2020	$2,972.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT BRAGG serves 7,117 people · EPA ID CA2310001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200

May also be available: T-Mobile.

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