645 Walker St, Aberdeen, MD 21001 Property Records

Harford County property record for 645 Walker St, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,612 sqft · built 1960
Lot Size	0.19 acres (8,260 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Oct 2021)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-014394`

Property Details

APN / Parcel Number

Primary APN	`02-014394`
Alternative APNs	`2014394` `014394`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,612 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	8,260 sqft (0.19 acres)
Lot Dimensions	118 ft deep x 35 ft wide
Deck Area	240 sqft
Patio Area	552 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	014394
Street Address	645 WALKER ST
City	ABERDEEN
State	MD
Zip	21001-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 7 BK D 105/35X118 645 WALKER STREET BREA MAR MAN PT 7/79
Legal Subdivision	SECTION 1 BREA MAR MANOR
Legal Block	D
Legal Lot Number	7
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3022
Census Tract	302902

Owner

Source: Harford County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 WALKER ST, ABERDEEN, MD 21001-3536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Oct 1, 2021	Deed, Transfer BLACK OAK TITLE LLC
Nov 18, 2019	Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Book / Page	15068 / 359
Transfer Doc	0000000445
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	645 WALKER ST, ABERDEEN, MD 21001-3536
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144880020
Date	Feb 11, 2021
Book Page	14488/20

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Nov 1, 2050

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Oct 1, 2021
Property Address	645 WALKER ST, ABERDEEN, MD 21001-3536
Document Number	0150680359
Book / Page	15068 / 359
Map Reference	MB 7 FO 79
Instrument Date	Sep 10, 2021
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	BLACK OAK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 18, 2019
Property Address	645 WALKER ST, ABERDEEN, MD 21001-3536
Document Number	0135490109
Book / Page	013549 / 000109
Instrument Date	Nov 7, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$269.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	645 WALKER ST ABERDEEN MD 210013536, ABERDEEN, MD 21001-3536

Mortgage

Document Number	135490115
Date	Nov 18, 2019
Book Page	013549/000115

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,700 (+5.76%) Land $52,800 Building $245,900	$298,700 (-) Land $52,800 Building $245,900
2025	$2,537.00 (+16.91%)	$282,433 (+13.02%)	$298,700 (+19.53%) Land $52,800 Building $245,900
2023		$249,900 Land $52,800 Building $197,100	$249,900 Land $52,800 Building $197,100
2022	$2,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1997–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA.

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