642 Walker St, Aberdeen, MD 21001 Property Records

Harford County property record for 642 Walker St, Aberdeen, MD 21001

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,736 sqft · built 1960
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$379,900 (Jun 2026)
Tax Bill	$2,115 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-020912`

Property Details

APN / Parcel Number

Primary APN	`02-020912`
Alternative APNs	`2020912` `020912`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,736 sqft Total Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	814 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	020912
Street Address	642 WALKER ST
City	ABERDEEN
State	MD
Zip	21001-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 75X115 642 WALKER STREET DOUGLAS ADDN 2
Legal Subdivision	WALKER STREET DOUGLAS ADD
Legal Lot Number	642
Jurisdiction	HARFORD MD
Township / Civil Division	2, HALLS CROSS ROADS
Census Block Group	3
Census Block	3028
Census Tract	302902

Owner

642 Walker St is owned and occupied by an individual who bought it in June 2026.

Source: Harford County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	642 WALKER ST, ABERDEEN, MD 21001-3518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION
Dec 10, 2025	Deed, Transfer · Commercial Mortgage OFFERMARKET CAPITAL LLC
Mar 1, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Dec 10, 2025 · Amount on File
Deed Book / Page	17148 / 371
Prior Transfer Date	Feb 4, 2023
Prior Transfer Doc	0158330274
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Jun 1, 2026
Property Address	642 WALKER ST, ABERDEEN, MD 21001-3518
Document Number	1714000371
Book / Page	17148 / 371
Instrument Date	May 29, 2026
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$383,699.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	642 WALKER ST, ABERDEEN, MD 21001-3518

Mortgage

Document Number	1714000378,
Date	Jun 1, 2026
Book Page	17148/378

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Dec 10, 2025
Property Address	642 WALKER ST, ABERDEEN, MD 21001-3518
Document Number	0169230363
Book / Page	16923 / 363
Map Reference	MB GRG 7 FO 46
Instrument Date	Nov 25, 2025
Transaction Type	Transfer
Record Updated	Dec 22, 2025
Title Company	LANDS ABSTRACTS LLC, LAND ABSTRACT & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 SINGER RD, JOPPA, MD 21085-2112

Mortgage

Document Number	0016923370
Date	Dec 10, 2025
Instrument	16923/370

Lender

Name	OFFERMARKET CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Nov 25, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARFORD MD
Recording Date	Mar 1, 2023
Property Address	642 WALKER ST, ABERDEEN, MD 21001-3518
Document Number	0158330274
Book / Page	15833 / 274
Map Reference	MB GRG 7 FO 6
Instrument Date	Feb 4, 2023
Transaction Type	Transfer
Record Updated	Mar 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	642 WALKER ST, ABERDEEN, MD 21001-3518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	642 WALKER ST, ABERDEEN, MD 21001-3518

Mortgage

Document Number	0158330281
Date	Mar 1, 2023
Instrument	15833-0281

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	702 Months
Due	Sep 9, 2081

Interest

Rate Type	Adjustable Rate
Rate	7.44%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.4%

Tax Assessment & Valuation

The 2026 property tax bill for 642 Walker St was $2,115, up 39% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Aberdeen City
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,115.00 (+38.96%)	$221,900 (+6.72%) Land $50,800 Building $171,100	$221,900 (-) Land $50,800 Building $171,100
2025	$1,522.00	$207,933	$221,900 Land $50,800 Building $171,100
2023		$180,000 Land $50,800 Building $129,200	$180,000 Land $50,800 Building $129,200
2022	$950.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 642 Walker St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	11 (1997–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 642 Walker St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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