645 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 645 W River Rd N, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Architecture Style	Cape Cod
Year Built	Built 1940
Square Footage	1,180 sqft Living Area
Lot Size	4,792 sqft (0.11 acres)
Tax Bill	$1,098.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-140-000-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,180 sqft Living Area
1st Floor	745 sqft 1st Floor
2nd Floor	435 sqft 2nd Floor
Upper Floors	435 sqft Upper Floors
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	4,792 sqft (0.11 acres)
Depth X Width	125 ft x 40 ft Depth x Width
Patio Area	75 sqft Patio
Porch	Open Porch
Porch Area	100 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	645 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-4913
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	40.00 X 125.00
Legal Subdivision	ELYRIA
Legal Tract	24
Legal Lot Number	140
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1011
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-140-000-001

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	522 FAIRMOUNT AVE, ELYRIA, OH 44035-3514
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Prior Sale	Aug 14, 2003
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000791081
Record Refreshed	Jun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Nov 30, 2020
Property Address	645 W RIVER RD N, ELYRIA, OH 44035-4913
Document Number	0000791081
Instrument Date	Oct 21, 2020
Instrument	791081
Transaction Type	Transfer
Record Updated	Dec 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 W RIVER RD N ELYRIA OH 440354913, ELYRIA, OH 44035-4913

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,098.00	$23,320 (%) Land $5,000 Building $18,320	$66,630 (-) Land $14,280 Building $52,350
2024	$1,098.00 (+10.24%)	$23,321 (+34.41%) Land $4,998 Building $18,323	$66,630 (+34.42%) Land $14,280 Building $52,350
2023	$996.00 (+0.71%)	$17,350 (-0.06%) Land $3,045 Building $14,305	$49,570 (-) Land $8,700 Building $40,870
2022	$989.00	$17,360 Land $3,050 Building $14,310
2021			$49,570 Land $8,700 Building $40,870

Flood & Wildfire

645 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Not exposed risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not exposed less than 1% of exposed land nationally · less than 1% in Ohio
Wildfire Likelihood	Not exposed — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.