637 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 637 W River Rd N, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1940
Square Footage	1,040 sqft Living Area
Lot Size	3,485 sqft (0.08 acres)
Occupancy	Owner Occupied
Last Sale	$15,000 (1997)
Tax Bill	$999.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-139-000-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	6 Rooms
Building Area	1,040 sqft Living Area
1st Floor	520 sqft 1st Floor
2nd Floor	520 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1940
Architectural Style	Traditional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	3,485 sqft (0.08 acres)
Depth X Width	125 ft x 29 ft Depth x Width
Porch	Open Porch
Porch Area	112 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	637 W RIVER RD N
City	ELYRIA
State	OH
Zip	44035-4913
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W OF R FRNT 0029.26 DPTH 0125.00
Legal Subdivision	W OF R FRNT
Legal Tract	24
Legal Lot Number	139
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1011
Census Tract	70500

Owner

Source: Lorain County records · APN 06-24-139-000-002

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	637 W RIVER RD N, ELYRIA, OH 44035-4913
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 1997 · Amount on Record
Deed Sale	Jun 03, 1997 · Amount on Record
Record Refreshed	Jun 08, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	637 W RIVER RD N, ELYRIA, OH 44035-4913
Document Number	0000620385
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1836 GRAFTON RD ELYRIA OH 440358114, ELYRIA, OH 44035-8114

Mortgage

Document Number	0000620385
Date	Feb 27, 2017
Instrument	620385

Lender

Name	FIRST FED'L S&L ASSN/LORAIN
Address	LORAIN, OH 44053-2795

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 26, 2032

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$999.00 (+10.75%)	$19,710 (+27.72%) Land $3,620 Building $16,090	$56,330 (+27.76%) Land $10,350 Building $45,980
2023	$902.00 (+2.27%)	$15,432 (+0.01%) Land $2,209 Building $13,223	$44,090 (-) Land $6,310 Building $37,780
2022	$882.00	$15,430 Land $2,210 Building $13,220
2021			$44,090 Land $6,310 Building $37,780

Flood & Wildfire

637 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Not exposed risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not exposed less than 1% of exposed land nationally · less than 1% in Ohio
Wildfire Likelihood	Not exposed — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.