645 Vanderpool Dr, Troy, MI 48083 Property Records

Oakland County property record for 645 Vanderpool Dr, Troy, MI 48083 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,847 sqft · built 2002
Lot Size0.91 acres (39,640 sqft)
Owner2 Individual Names on File
Tax Bill$4,835 (2025)
Deeds & MortgagesOct 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-22-401-085

Property Details

APN / Parcel Number

Primary APN88-20-22-401-085

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms12 Rooms
Stories1 Story
Building Area1,847 sqft Living Area
1st Floor Area1,384 sqft
Basement Area1,384 sqft
Unfinished Basement1,384 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area39,640 sqft (0.91 acres)
Lot Dimensions225 ft deep x 130 ft wide
Garage Area501 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area121 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address645 VANDERPOOL DR
CityTROY
StateMI
Zip48083-5153
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E,SEC 22 SUPERVISOR'S PLAT NO.17 LOT 17. 3-18-02 FR -025
Legal Range11E
Legal Township2N
Legal Section22
Legal SubdivisionSUPERVISORS PLAT #17
Legal Lot Number17
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group3
Census Block3009
Census Tract197000

Owner

Source: Oakland County records · APN 88-20-22-401-085

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address645 VANDERPOOL DR, TROY, MI 48083-5153
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 01, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 08, 2018Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 12, 2002
Deed SaleSep 12, 2002
Last Transfer DateAug 25, 2015
Transfer Doc0000193859
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address645 VANDERPOOL DR, TROY, MI 48083-5153
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 VANDERPOOL DR, TROY, MI 48083-5153

Mortgage

Document Number0000202352
DateOct 01, 2020
Book Page54929/75
Instrument202352
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term162 Months
DueApr 28, 2034

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address645 VANDERPOOL DR, TROY, MI 48083-5153
Document Number0000151785
Instrument DateSep 08, 2018
Transaction TypeMortgage
Record UpdatedOct 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 VANDERPOOL DR TROY MI 480835153, TROY, MI 48083-5153

Mortgage

Document Number0000151785
DateSep 14, 2018
Book Page052184/000564
Instrument151785
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 13, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,835.00 (-3.84%)
2023$430,100
2022$5,028.00$215,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 12% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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