DuPage County property record for 645 Sunset Dr, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 5,877 sqft · built 2021 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $390,000 (Apr 2020) |
| Tax Bill | $32,039 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-111-020 |
| Primary APN | 08-19-111-020 |
|---|
| Full Baths | 6 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 5,877 sqft Living Area |
| Gross Area | 6,211 sqft |
| 1st Floor Area | 1,934 sqft |
| 2nd Floor Area | 2,343 sqft |
| Basement Area | 1,934 sqft |
| Finished Basement | 1,600 sqft |
| Unfinished Basement | 334 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Area | 834 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|
| Street Address | 645 SUNSET DR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-6630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | MOSER HIGHLANDS UNIT NO 5 |
| Legal Subdivision | MOSER HIGHLANDS |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Legal Unit | 5 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | LISLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 846209 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 645 SUNSET DR, NAPERVILLE, IL 60540-6630 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Oct 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jan 27, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jul 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Apr 17, 2020 | Trustee's Deed, Foreclosure · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on Record |
| Deed Sale | Apr 17, 2020 · Amount on Record |
| Prior Sale | Nov 23, 1993 · Amount on Record |
| Deed Document Number | 202037765 |
| Last Transfer Date | Feb 19, 2025 |
| Transfer Doc | 0000016923 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 645 SUNSET DR, NAPERVILLE, IL 60540-6630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000158974 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | R2021-158974 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 645 SUNSET DR, NAPERVILLE, IL 60540-6630 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 645 SUNSET DR, NAPERVILLE, IL 60540-6630 |
| Document Number | 0000010006 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | R2022-010006 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 645 SUNSET DR, NAPERVILLE, IL 60540-6630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | CT |
| Name | Verified Name |
|---|
| Document Number | 0000068478 |
|---|---|
| Date | Jul 1, 2020 |
| Instrument | R2020-068478 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43235 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.4% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.4% |
| Index | 1-Year LIBOR |
| Max Rate | 8.4% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 17, 2020 |
| Property Address | 645 SUNSET DR, NAPERVILLE, IL 60540-6630 |
| Document Number | 0000037765 |
| Map Reference | DOC 811748 |
| Instrument Date | Mar 24, 2020 |
| Instrument | R2020-037765 |
| Transaction Type | Foreclosure |
| Record Updated | Dec 14, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4547 CORKTREE RD, NAPERVILLE, IL 60564-1121 |
| Document Number | 0000037766 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | R2020-037766 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Annually |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Lisle Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,039.00 (+7.07%) | $556,981 (+18.92%) Land $134,519 Building $422,462 | $1,670,943 (+18.92%) Land $403,557 Building $1,267,386 |
| 2022 | $29,924.00 Homeowner's exemption | $468,380 Land $113,120 Building $355,260 | $1,405,140 Land $339,360 Building $1,065,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 16 (1983–2016) |
| Claims Outside the SFHA | 11 of 16 |
| Most Recent Claim | May 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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