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640 Sunset Dr, Naperville, IL 60540 Property Records

DuPage County property record for 640 Sunset Dr, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,730 sqft · built 1960
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (May 2021)
Tax Bill$11,631 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN08-19-113-008

Property Details

APN / Parcel Number

Primary APN08-19-113-008

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,730 sqft Living Area
Gross Area3,379 sqft
1st Floor Area2,339 sqft
Basement Area1,040 sqft
Finished Basement391 sqft
Unfinished Basement649 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area10,890 sqft (0.25 acres)
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address640 SUNSET DR
CityNAPERVILLE
StateIL
Zip60540-6631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMOSER HIGHLANDS UNIT NO 5
Legal SubdivisionMOSER HIGHLANDS
Legal Block2
Legal Lot Number21
Legal Unit5
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1011
Census Tract846209

Owner

Source: DuPage County records, as of September 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address644 SUNSET DR, NAPERVILLE, IL 60540-6631
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 18, 2021Deed, Transfer · Conventional Mortgage
BMO HARRIS BANK NA
Jun 30, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Deed Document Number202177455
Prior Transfer DateSep 10, 1997
Prior Transfer Doc0000135358
Record UpdatedOct 29, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionDU PAGE IL
Recording DateMay 18, 2021
Property Address640 SUNSET DR, NAPERVILLE, IL 60540-6631
Document Number0000077455
Map ReferenceDOC 811748
Instrument DateApr 30, 2021
InstrumentR2021-077455
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 SUNSET DR, NAPERVILLE, IL 60540-6631

Mortgage

Document Number0000077456
DateMay 18, 2021
InstrumentR2021-077456
Lender
NameBMO HARRIS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateJun 30, 2017
Property Address640 SUNSET DR, NAPERVILLE, IL 60540-6631
Document Number0000065634
Instrument DateMay 12, 2017
Instrument65634
Transaction TypeTransfer
Record UpdatedJul 21, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address640 SUNSET DR NAPERVILLE IL 605406631, NAPERVILLE, IL 60540-6631

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,631.00 (+10.09%)$207,306 (+22.49%) Land $111,983 Building $95,323$621,918 (+22.49%) Land $335,949 Building $285,969
2022$10,565.00 Homeowner's exemption$169,250 Land $85,610 Building $83,640$507,750 Land $256,830 Building $250,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims16 (1983–2016)
Claims Outside the SFHA11 of 16
Most Recent ClaimMay 2016 · other causes
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims
  • Severe Storms And Flooding, Jul 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL		100 / 20

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