San Diego County property record for 645 Sumner Way, Unit 4, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Architecture Style | Condo/Apartment |
| Year Built | Built 2003 |
| Square Footage | 1,471 sqft Living Area |
| Lot Size | 1.04 acres |
| Occupancy | Owner Occupied |
| Tax Bill | $4,940.00 (2025) |
Source: San Diego County records · APN 158-030-33-03
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 SUMNER WAY, 4, OCEANSIDE, CA 92058-0664 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage NAVY FCU |
| Sep 15, 2020 | Intrafamily Transfer, Transfer · Veterans Administration Mortgage NAVY FCU |
| Sep 29, 2017 | Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR |
| Sep 29, 2017 | Grant Deed, Transfer · Veterans Administration Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2020 |
| Deed Sale | Sep 15, 2020 |
| Prior Sale | Sep 29, 2017 · Amount on Record |
| Deed Doc Number | 2020541560 |
| Prior Transfer Date | Sep 11, 2020 |
| Prior Transfer Doc | 0000541560 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 645 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0664 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2021 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 645 SUMNER WAY 4, 4, OCEANSIDE, CA 92058-0664 |
| Document Number | 0000738748 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021-0738748 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Oct 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 15, 2020 |
| Property Address | 645 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0664 |
| Document Number | 0000541560 |
| Map Reference | MAP 14554 |
| Instrument Date | Sep 11, 2020 |
| Instrument | 2020-0541560 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0664 |
| Document Number | 0000541561 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 2020-0541561 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 645 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0664 |
| Document Number | 0000450559 |
| Instrument Date | Sep 27, 2017 |
| Instrument | 450559 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 645 SUMNER WAY #4 OCEANSIDE CA 920580664, 4, OCEANSIDE, CA 92058-0664 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2017 |
| Property Address | 645 SUMNER WAY UNIT 4, 4, OCEANSIDE, CA 92058-0664 |
| Document Number | 0000450560 |
| Instrument Date | Sep 08, 2017 |
| Instrument | 450560 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2017 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5113 WHITMAN WAY #210 CARLSBAD CA 920084625, 210, CARLSBAD, CA 92008-4625 |
| Document Number | 450561 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 450561 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 28, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $446,815 (+2%) Land $272,818 Building $173,997 | |
| 2025 | $4,940.00 (+5.17%) | $438,055 (+4.04%) Land $267,469 Building $170,586 |
| 2023 | $4,697.00 (+1.51%) | $421,047 Land $257,084 Building $163,963 |
| 2022 | $4,627.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 11% of California |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 158-030-33-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,471 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment Style |
| Lot Area | 45,414 sqft |
| Parking Spaces | 1 Parking Spaces |
| Street Address | 645 SUMNER WAY, 4 |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-0664 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LOT 1 US 21PER DOC03-671483&UND INT IN PHASE 2 IN TR 014554 |
| Legal Subdivision | DOUGLAS DRIVE CONDO |
| Legal Tract | 014554 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 18613 |
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