645 Sumner Way, Unit 1, Oceanside, CA 92058 Property Records

San Diego County property record for 645 Sumner Way, Unit 1, Oceanside, CA 92058

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,141 sqft · built 2003
Lot Size1.04 acres (45,414 sqft)
OwnerCompany Name on Record
Last Sale$360,000 (Jul 2004)
Tax Bill$5,652 (2025)
Flood ZoneZone X (moderate risk)
APN158-030-33-06

Property Details

APN / Parcel Number

Primary APN158-030-33-06

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,141 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Lot Area45,414 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address645 SUMNER WAY, 1
CityOCEANSIDE
StateCA
Zip92058-0664
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRM-C
Legal DescriptionLOT 1 US 24PER DOC03-671483&UND INT IN PHASE 2 IN TR 014554
Legal SubdivisionDOUGLAS DRIVE CONDO
Legal Tract014554
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract18613

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4575 BURNT HOUSE HILL RD, DOYLESTOWN, PA 18902-9636
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2004 · Amount on Record
Deed SaleJul 26, 2004 · Amount on Record
Prior SaleJul 25, 2003 · Amount on Record
Deed Document Number2004698588
Last Transfer DateMay 31, 2007
Transfer Doc0000486781
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$511,801 (+2%) Land $319,876 Building $191,925
2025$5,652.00 (+5.17%)$501,766 (+4.04%) Land $313,604 Building $188,162
2023$5,374.00 (+1.53%)$482,283 Land $301,427 Building $180,856
2022$5,293.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies59 units insured
incl. 54 condo units
Nearby Flood Claims1 (1983)
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Sumner Way

Nearby Streets

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