Caldwell County property record for 645 Saddlebred, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.09 acres (47,480 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,180 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0200881-204-009-00 |
| Primary APN | 0200881-204-009-00 |
|---|---|
| Alternative APN |
|
| Architectural Style | Mobile Home |
|---|---|
| Lot Area | 47,480 sqft (1.09 acres) |
| Storage Building | 96 sqft |
| Account Number | 101122 |
|---|---|
| Street Address | 645 SADDLEBRED |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2067 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNRISE MEADOWS, BLOCK D, LOT 9, PHASE 2-B, ACRES 1.09 PHASE 2-B |
| Legal Subdivision | SUNRISE MEADOWS |
| Legal Phase | 2-B,-B |
| Legal Block | D |
| Legal Lot Number | 9 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 960103 |
645 Saddlebred is owned and occupied by an individual.
Source: Caldwell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 SADDLEBRED, LOCKHART, TX 78644-2067 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Nov 20, 2023 |
| Property Address | 645 SADDLEBRED, LOCKHART, TX 78644-2067 |
| Document Number | 2023007579 |
| Instrument Date | Oct 8, 2023 |
| Instrument | 2023-007579 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 645 SADDLEBRED, LOCKHART, TX 78644-2067 |
| Name | Verified Name |
|---|---|
| Address | 645 SADDLEBRED, LOCKHART, TX 78644-2067 |
| Investor | Possibly a Property Investor |
| Date | Nov 20, 2023 |
|---|
| Name | NOT AVAILABLE |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 645 Saddlebred was $1,180.
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,180.00 | $73,340 (-) Land $53,850 Building $19,490 | $73,340 (-) Land $53,850 Building $19,490 |
| 2025 | $73,340 Land $53,850 Building $19,490 | $73,340 Land $53,850 Building $19,490 | |
| 2024 | $1,190.00 (+4.11%) | ||
| 2023 | $1,143.00 (-13.93%) | $73,520 Land $71,850 Building $1,670 | $73,520 Land $71,850 Building $1,670 |
| 2022 | $1,328.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Saddlebred in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Saddlebred is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| VTX Communications Fixed Wireless | 50 / 10 |
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